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Insureon Small Business Blog

The business owner’s guide for managing risk – and your business.

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General liability insurance
Landlords often require business owners to carry commercial rental insurance. Learn why you may need to purchase insurance before signing a lease, and the types of coverage you may need to carry.
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Recent posts

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Software developers
Your business could face a costly lawsuit if a defect in your software causes a client to lose money. Here’s what you should know about software liability and how to protect your business.
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Cleaning services
For a cleaning service provider, written contracts ensure that you and your customers know what to expect from each other. Learn more about how contracts can help your cleaning business.
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Consulting
Determining how much you should charge and negotiate with clients for your consulting services isn’t an exact science, but these recommendations can help guide you in the right direction.
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Social media marketing

An increasing number of businesses are establishing a presence on social media. With more brand awareness comes more responsibility – and a higher risk of lawsuits. Learn about the activities you...

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Social media marketing
Social media use can be hugely beneficial for your small business, but it comes with its own set of risks.
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Small business insurance
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.

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Business insurance tips

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Woman purchasing roses from a florist.
Small business insurance
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
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Photo & video professionals
Insuring your film equipment is a smart and affordable way to protect thousands of dollars of gear that often moves from location to location.
Two construction contractors shake hands over building plan.
Construction & contracting
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.

Growing a business

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Man looks at his computer with concern.
Insurance professionals
Insurance cancellations are a fact of life for every insurance agent. Here’s how you can keep them to a minimum – and what to say when a customer wants to cancel.
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Consulting
In addition to obtaining a business license, consultants are strengthening their credentials with professional consulting certifications.
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Cleaning services
No matter what type of cleaning business you operate, you can find new customers and keep existing ones happy without busting your budget.

Starting a business

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A hair stylist consults with a customer on a haircut
Personal care
The licensing and insurance requirements for hairstylists and hair salons vary by location and what services you or your salon may provide.
A nail salon technician works on a customer's hand
Personal care
The licensing requirements for nail salon technicians vary by state. Having the right licensing and insurance can help keep you financially protected within the personal care industry.
Two handymen working on a room
General contractors

Contractors and handymen both focus on repair, maintenance, and construction, yet there are many differences between the two in their licensing and insurance requirements. There are also differences...

Freelancing

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Computer repair & installation
Do you have what it takes to be a freelance computer technician? Find out what knowledge and technical skills you'll need to be successful in this profession.
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Starting a business

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

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IT consultants
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.

Data security for small businesses

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Cyber liability insurance
Data breaches are costly to recover from, so it's critical for small businesses to learn and practice preventative techniques.
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Cyber liability insurance

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber claims are so expensive, and how cyber liability insurance can help...

Medical team having a meeting
Healthcare professionals
The HIPAA security rule consists of three components that healthcare organizations must comply with. Find out how to ensure that your organization checks out.

Human resources and hiring

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Employment practices liability
The best way to avoid lawsuits related to employee discrimination is to create a work environment that is free of discrimination and harassment.
A woman looking uncomfortable as a man in a suit places his hand on her shoulder.
Employment practices liability
Sexual misconduct complaints in the workplace need to be taken seriously and handled with great care. It's also important to carry employment practices liability insurance to protect against a claim.
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Workers' compensation insurance
Workers’ comp settlements can be a simple matter – or a stressful court battle. Learn what’s involved, how settlements are calculated, and ways to reach an agreement.

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Easily find articles tailored to your industry or insurance needs.

Learn about common business insurance policies

General liability insurance

General liability insurance covers common business risks like customer injury, customer property damage, and advertising injury. It protects your small business from the high costs of lawsuits and...

Workers' compensation insurance
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees.
Commercial auto insurance
Commercial auto insurance covers legal bills, medical expenses, and property damage if a business vehicle is involved in an accident.
Find the right insurance for your business
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