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Insureon Small Business Blog

The business owner’s guide for managing risk – and your business.

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General liability insurance
Why your commercial lease requires liability insurance
Landlords often require business owners to carry commercial rental insurance. Learn why you may need to purchase insurance before signing a lease, and the types of coverage you may need to carry.
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Recent posts

Photographer working in office.
Photo & video professionals
For a profitable photography business, focus on expenses

If you want to turn your passion for photography into a robust annual salary, it's important to know the numbers. Here's a breakdown of business expenses and potential profits to help you stay in the...

Small business owner working on their laptop
Small business insurance
Small Business Saturday 2022
Thank you for being at the heart of our communities.
Real estate agent with clients.
Real estate professionals
Top cyber liability risks for real estate agents
While cyber security threats can impact many businesses, real estate agents are particularly susceptible, and need to understand the top security risks and how to protect themselves.
Real estate agent welcoming couple to open house
Real estate professionals
Real estate risk management: How to avoid common threats

A real estate risk management plan can help avoid common risks by lining out industry best practices, such as keeping open houses safe, being transparent with clients, and staying up to date on...

A military father embracing his young son.
Starting a business
Resources to help veterans start a new business and get insured

From government programs to private and nonprofit sectors, there are many resources to help veterans in business. The organizations listed here can help veterans transition from being service members...

A judge and two lawyers
Workers' compensation insurance
How do workers' compensation settlements work? What you need to know
Workers’ comp settlements can be a simple matter – or a stressful court battle. Learn what’s involved, how settlements are calculated, and ways to reach an agreement.

Discover the latest in ...

Business insurance tips

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Small business insurance
Questions to ask your business insurance agent
Before buying commercial insurance, small business owners should research what different policies cover, how much they cost, and how to save money on business insurance.
Woman purchasing roses from a florist.
Small business insurance
Is seasonal business insurance right for your business?
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
A videographer reviews a scene that was just shot
Photo & video professionals
Film equipment insurance might be cheaper than you think
Insuring your film equipment is a smart and affordable way to protect thousands of dollars of gear that often moves from location to location.

Growing a business

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Man looks at his computer with concern.
Insurance professionals
What to do when your client wants to cancel a policy
Insurance cancellations are a fact of life for every insurance agent. Here’s how you can keep them to a minimum – and what to say when a customer wants to cancel.
Business consultant hanging framed certificate on office wall.
Consulting
What business consultants need to know about consulting certifications and licenses
In addition to obtaining a business license, consultants are strengthening their credentials with professional consulting certifications.
Two house cleaners visiting a client
Cleaning services
How to get more clients for your cleaning business
No matter what type of cleaning business you operate, you can find new customers and keep existing ones happy without busting your budget.

Starting a business

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A military father embracing his young son.
Starting a business
Resources to help veterans start a new business and get insured

From government programs to private and nonprofit sectors, there are many resources to help veterans in business. The organizations listed here can help veterans transition from being service members...

Landscaping professional laying grass on property.
Landscaping
Everything you need to know about landscaping licenses and bonds

The licensing and insurance requirements for landscapers vary by state. Having the right insurance and licensing helps keep you financially protected and may be required for some jobs within the...

An architect reviewing blueprints with a client
Building design
What to know about architect licenses and insurance 
The licensing, insurance, and bond requirements for architects vary by location and the amount of education and experience they have.

Freelancing

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Woman fixing a computer
IT & technology professionals
How to become a freelance computer technician
Do you have what it takes to be a freelance computer technician? Find out what knowledge and technical skills you'll need to be successful in this profession.
Woman with a laptop drinking coffee
Starting a business
Sole proprietor vs. independent contractor: What’s the difference?

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

IT consultant conferring with client in server room.
IT & technology professionals
How to become an IT consultant
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.

Data security for small businesses

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A man working on several screens.
Cyber liability insurance
How to prevent a data breach at your business
Data breaches are costly to recover from, so it's critical for small businesses to learn and practice preventative techniques.
Server room with cybersecurity padlock
Cyber liability insurance
Why do cyber liability claims cost so much?

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber claims are so expensive, and how cyber liability insurance can help...

Medical team having a meeting
Healthcare professionals
How to comply with the HIPAA security rule
The HIPAA security rule consists of three components that healthcare organizations must comply with. Find out how to ensure that your organization checks out.

Human resources and hiring

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A judge and two lawyers
Workers' compensation insurance
How do workers' compensation settlements work? What you need to know
Workers’ comp settlements can be a simple matter – or a stressful court battle. Learn what’s involved, how settlements are calculated, and ways to reach an agreement.
Pregnant woman at her desk.
Employment practices liability
The small business guide to avoiding workplace discrimination and harassment
The best way to avoid lawsuits related to employee discrimination is to create a work environment that is free of discrimination and harassment.
A woman looking uncomfortable as a man in a suit places his hand on her shoulder.
Employment practices liability
How to protect your business from sexual harassment claims
Sexual misconduct complaints in the workplace need to be taken seriously and handled with great care. It's also important to carry employment practices liability insurance to protect against a claim.

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Learn about common business insurance policies

General liability insurance
General liability insurance

General liability insurance covers common business risks like customer injury, customer property damage, and advertising injury. It protects your small business from the high costs of lawsuits and...

Workers' compensation insurance
Workers’ compensation insurance
Workers' compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees.
Commercial auto insurance
Commercial auto insurance
Commercial auto insurance covers legal bills, medical expenses, and property damage if a business vehicle is involved in an accident.
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