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Insureon Small Business Blog

The business owner’s guide for managing risk – and your business.

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General liability insurance
Landlords often require business owners to carry commercial lease insurance. Learn why you may need to purchase insurance before signing a lease, and the types of coverage you may need to carry.
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Recent posts

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IT & technology professionals
If you’re thinking of launching a cybersecurity business, begin with the basics. Make sure you have the right certifications, funding, structure, and business plan to set yourself up for success.
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Landscaping
When looking for lawn care insurance, you should assess your business risks, determine which types of insurance you’ll need, find an agent with industry experience, and read the policy’s fine print.
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General liability insurance

Just like going to the doctor for a checkup every year, it's critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies...

Two business people comparing insurance policies.
General liability insurance
Occurrence and claims-made insurance policies differ both in coverage and in cost. Find out what each type of policy offers before you buy insurance for your small business.
Judge banging gavel.
Business insurance tips
What's the difference between an insurance claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.
Aspiring business owner developing a tech startup business plan
IT & technology professionals
A thorough business plan is a critical element of a tech startup's path to success and can help you secure funding. Here's what to include when writing out the launch plans for your startup.

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Business insurance tips

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A group of people reviewing papers and graphs.
General liability insurance

Just like going to the doctor for a checkup every year, it's critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies...

Two business people comparing insurance policies.
General liability insurance
Occurrence and claims-made insurance policies differ both in coverage and in cost. Find out what each type of policy offers before you buy insurance for your small business.
Judge banging gavel.
Business insurance tips
What's the difference between an insurance claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.

Growing a business

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A view of people working on computers through a glass wall.
IT & technology professionals
Researching competitors, finding funding sources, and protecting yourself with contracts and business insurance are just a few of the steps you should take when you start an IT services business.
Insurance agent talking with potential clients
Insurance professionals

Once you secure clients, your insurance business can start relying on premium renewals to bring in revenue. So, how does a new insurance agent get clients in the first place? Here are our top five...

A closeup of a calculator, a computer, and a person writing their tax deductions on a paper.
Taxes
There are a number of business tax deductions that can help you save money. Learn about which deductions your small business could be eligible for this year.

Starting a business

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A laptop and a lock symbol.
IT & technology professionals
If you’re thinking of launching a cybersecurity business, begin with the basics. Make sure you have the right certifications, funding, structure, and business plan to set yourself up for success.
Aspiring business owner developing a tech startup business plan
IT & technology professionals
A thorough business plan is a critical element of a tech startup's path to success and can help you secure funding. Here's what to include when writing out the launch plans for your startup.
A view of people working on computers through a glass wall.
IT & technology professionals
Researching competitors, finding funding sources, and protecting yourself with contracts and business insurance are just a few of the steps you should take when you start an IT services business.

Freelancing

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Consulting
There are several factors you’ll need to consider to help you start a consulting business, including creating a business plan, addressing risks, and protecting yourself with the right insurance.
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Independent contractors
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Woman with a laptop drinking coffee
Starting a business

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

Data security for small businesses

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A laptop and a lock symbol.
IT & technology professionals
If you’re thinking of launching a cybersecurity business, begin with the basics. Make sure you have the right certifications, funding, structure, and business plan to set yourself up for success.
A man working on several screens.
Cyber liability insurance
Data breaches are costly to recover from, so it's critical for small businesses to learn and practice preventative techniques.
Server room with cybersecurity padlock
Cyber liability insurance

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber claims are so expensive, and how cyber liability insurance can help...

Human resources and hiring

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An office worker suffering wrist pain
Workers' compensation insurance
Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp works, and what you need to know as a business owner.
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Workers' compensation insurance
Workers’ comp settlements can be a simple matter – or a stressful court battle. Learn what’s involved, how settlements are calculated, and ways to reach an agreement.
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Employment practices liability
The best way to avoid lawsuits related to employee discrimination is to create a work environment that is free of discrimination and harassment.

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