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Insureon Small Business Blog

The business owner’s guide for managing risk – and your business.

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General liability insurance
Why your commercial lease requires liability insurance
Landlords often require business owners to carry commercial lease insurance. Learn why you may need to purchase insurance before signing a lease, and the types of coverage you may need to carry.
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Recent posts

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Nonprofits
Nonprofit event insurance: A guide to comprehensive coverage

If your nonprofit organization hosts fundraising events, it's important to invest in insurance to reduce liability. Learn what insurance coverage your charity needs and how it can protect your...

IT consultant conferring with client in server room.
IT & technology professionals
How to become an IT consultant and start your business
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.
Two people comparing insurance quotes
Small business insurance
Best options for buying small business insurance in 2023

When buying small business insurance, it’s important to choose reputable insurance companies. The following are some of the best providers for the most necessary and affordable types of business...

Server room with cybersecurity padlock
Cyber liability insurance
Why do cyber insurance claims cost so much?

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber insurance claims are so expensive, and how cyber liability...

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Workers' compensation insurance
Workers' comp insurance for multi-state businesses: 8 tips
Businesses that work across state lines have unique workers' compensation obligations. Find out how to purchase workers’ comp for your business when you have employees in multiple states.
A small business owner meeting with a prospective new client.
Growing a business
How to grow your small business to new heights
A business expansion can gain new customers, and potentially more profits, for a small business owner. Of course, you’ll need the right strategy to avoid growing pains and remain profitable.

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Business insurance tips

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Two people reading a certificate of insurance form
Certificate of insurance
How to read a certificate of insurance form
A certificate of insurance form establishes proof of insurance and summarizes your coverage on one page. Here's how to read and use a certificate of insurance.
Small business owner comparing insurance companies on tablet
Small business insurance
When should small business owners consider switching insurance?

Having the right small business insurance is important. And re-evaluating your business’ insurance needs regularly is just as important. One step is to make sure you’re working with the right...

Two business people comparing insurance policies.
General liability insurance
Occurrence vs. claims-made insurance: Why it matters
Occurrence and claims-made insurance policies differ both in coverage and in cost. Find out what each type of policy offers before you buy insurance for your small business.

Growing a business

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A small business owner meeting with a prospective new client.
Growing a business
How to grow your small business to new heights
A business expansion can gain new customers, and potentially more profits, for a small business owner. Of course, you’ll need the right strategy to avoid growing pains and remain profitable.
A view of people working on computers through a glass wall.
IT & technology professionals
How to start an IT services business
Researching competitors, finding funding sources, and protecting yourself with contracts and business insurance are just a few of the steps you should take when you start an IT services business.
A group of people converse at a work event.
Growing a business
The 10 best small business networking groups
Success in business has a lot to do with who you know. Building relationships and partnerships with the right people is critical to the growth and success of your small business.

Starting a business

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IT consultant conferring with client in server room.
IT & technology professionals
How to become an IT consultant and start your business
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.
A view of people working on computers through a glass wall.
IT & technology professionals
How to start an IT services business
Researching competitors, finding funding sources, and protecting yourself with contracts and business insurance are just a few of the steps you should take when you start an IT services business.
A closeup of a person working on a laptop and graphs.
Consulting
How to start a consulting business
There are several factors you’ll need to consider to help you start a consulting business, including creating a business plan, addressing risks, and protecting yourself with the right insurance.

Freelancing

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IT consultant conferring with client in server room.
IT & technology professionals
How to become an IT consultant and start your business
Learning how to become an IT consultant can provide numerous opportunities for IT professionals who are interested in starting a business.
A closeup of a person working on a laptop and graphs.
Consulting
How to start a consulting business
There are several factors you’ll need to consider to help you start a consulting business, including creating a business plan, addressing risks, and protecting yourself with the right insurance.
Freelancer working from home on her laptop
Home-based businesses
What insurance do you need if you work from home?

Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...

Data security for small businesses

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Server room with cybersecurity padlock
Cyber liability insurance
Why do cyber insurance claims cost so much?

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber insurance claims are so expensive, and how cyber liability...

Business owner trying to access a ransomware attacked computer
Cyber liability insurance
How ransomware is a big problem for small business – and what to do about it
Your small business probably doesn’t worry much about cybersecurity – and that’s exactly why you’re a target. Learn how to protect your business from ransomware attacks and other cyber threats.
A laptop and a lock symbol.
IT & technology professionals
How to start a cybersecurity company
If you’re thinking of launching a cybersecurity business, begin with the basics. Make sure you have the right certifications, funding, structure, and business plan to set yourself up for success.

Human resources and hiring

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An office worker suffering wrist pain
Workers' compensation insurance
How does workers’ compensation work?
Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp works, and what you need to know as a business owner.
A judge and two lawyers
Workers' compensation insurance
How do workers' compensation settlements work? What you need to know
Workers’ comp settlements can be a simple matter – or a stressful court battle. Learn what’s involved, how settlements are calculated, and ways to reach an agreement.
Pregnant woman at her desk.
Employment practices liability
The small business guide to avoiding workplace discrimination and harassment
The best way to avoid lawsuits related to employee discrimination is to create a work environment that is free of discrimination and harassment.

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