Topic

Business insurance tips

Contractors and a businessman review building plans.
Independent contractors
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
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General liability insurance

Just like going to the doctor for a checkup every year, it's critical to do the same for your business. One way to keep your company healthy is to assess your insurance coverage and current policies...

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Small business insurance
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
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IT & technology professionals
Every tech startup faces business risks, from funding issues to legal troubles. Here are some of the most common startup business risks for tech companies and how to protect against them.
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Workers' compensation insurance

Your business may change over time and look different from what you originally estimated when you purchased workers’ compensation insurance. Learn about what to expect when your insurer performs an...

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Business insurance tips
The range of options for small business insurance can be overwhelming. Learn how to choose the right coverage for your small business.
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Healthcare professionals
A dental malpractice claim can be expensive, with settlement costs ranging from tens of thousands to $1 million or more. You can reduce your chance of a claim through communication and documentation.
Two people reading a certificate of insurance form
Business insurance tips
A certificate of insurance form establishes proof of insurance and summarizes your coverage on one page. Here's how to read and use a certificate of insurance.
Small business owner comparing insurance companies on tablet
Small business insurance

Having the right small business insurance is important. And re-evaluating your business’ insurance needs regularly is just as important. One step is to make sure you’re working with the right...

Two business people comparing insurance policies.
General liability insurance
Occurrence and claims-made insurance policies differ both in coverage and in cost. Find out what each type of policy offers before you buy insurance for your small business.
Two construction contractors shake hands over building plan.
Construction
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
Judge banging gavel.
Business insurance tips
What's the difference between an insurance claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.
A couple signing paperwork
Business insurance tips
Additional insureds and loss payees can both collect benefits from your business insurance policy, but they’re not the same thing.
Man with a clipboard doing inventory in a stock room.
Property insurance
Keeping a detailed inventory of your business assets is crucial in making sure you’re fully covered in the event that you need to file a claim with your insurance company.
Two people discussing business insurance.
Small business insurance
Before buying commercial insurance, small business owners should research what different policies cover, how much they cost, and how to save money on business insurance.
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