Topic

Business owner's policy

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Insurance professionals
Working as an insurance agent allows for flexibility, and it often takes only a few weeks to acquire a license.
Hail falling on a roof.
Property insurance
Insurance claims related to wind and hail damage are the third most common among small business policyholders.
A gloved burglar's hand opening a locked door.
Property insurance
You can't eliminate the risk of theft occurring at your business, but you can take steps to protect your assets and minimize the damage if an incident occurs.
Contractors and a businessman review building plans.
Independent contractors
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
A videographer reviews a scene that was just shot
Photo & video professionals
Insuring your film equipment is a smart and affordable way to protect thousands of dollars of gear that often moves from location to location.
A couple signing paperwork
Business insurance tips
Additional insureds and loss payees can both collect benefits from your business insurance policy, but they’re not the same thing.
Female consultant speaking with client.
Consulting
Consulting businesses face a variety of risks. Here are six common insurance policies that consultants should consider to keep their business protected.
A professional photographer with cameras and equipment
Photo & video professionals
Professional photographers can carry commercial property insurance and other policies to protect their expensive equipment.
Computer parts and tools.
IT & technology professionals

Whether leasing a storefront or working from home, tech experts starting their own computer repair business will need to invest a lot of time and money into planning, promoting, and protecting their...

A closeup of a man working on a laptop and graphs.
Consulting
There are several factors you’ll need to consider to help you start a consulting business, including creating a business plan, addressing risks, and protecting yourself with the right insurance.
A view of people working on computers through a glass wall.
IT & technology professionals
Researching competitors, finding funding sources, and protecting yourself with contracts and business insurance are just a few of the steps you should take when you start an IT services business.
Chef in a restaurant kitchen
Food & beverage
Food spoilage and contamination insurance is a must for restaurants and other businesses that work with food, but like other policies, it has its limitations.
An architect at a drawing table
Building design
Design and construction errors can create major problems for architects, but they aren’t the only risks that can impact your business.
A restaurant from the exterior.
Food & beverage
If you are opening your own restaurant your success may be dependent on a well thought out business plan and adequate protection from associated risks.
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