From barbershops to nail salons, your business can survive costly accidents with the right coverage. Gain financial protection against property damage, injuries, and lawsuits with policies designed for personal care professionals.
This policy covers common cosmetology and personal care risks, such as a customer injury at a salon. Bundle with commercial property insurance for savings in a BOP.
A BOP bundles commercial property insurance and general liability coverage at a discount. It's typically the most cost-effective way to insure a cosmetology or personal care business.
Professional liability insurance for estheticians and other beauty and personal care experts, also called malpractice insurance, covers lawsuits related to work quality.
Most states require workers' comp for personal care businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Several factors will have an impact on insurance costs, including: