Cannabis Business Insurance

Protect your cannabis business with the right insurance for your risks.
Cannabis Dispensary
Hand holding marijuana plant
Choose from the nation's best insurance providers
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Top cannabis businesses we insure

Insureon has helped small businesses secure over 1 million policies.

Don't see your profession? Don't worry.
We insure most businesses.

How do I get cannabis business insurance?

It's easy to get free quotes for cannabis business insurance by filling out our online application with basic facts about your business.

Once you find the right policy, you can begin coverage in less than 24 hours and get proof of insurance online the same day.

Our licensed insurance agents work with top-rated U.S. carriers to find coverage that matches your risks and budget. If you have questions, you can contact our dedicated cannabis insurance specialist to get started.

Recommended insurance policies for cannabis businesses

Theft of merchandise or a client slipping on a wet floor could financially devastate a small cannabis business. Insureon helps you find the insurance you need to survive the unexpected and comply with state laws.
General liability insurance icon

General liability insurance

State laws may require cannabis businesses to carry this coverage. It provides financial protection against common accidents, such as a slip-and-fall injury in a cannabis dispensary.

  • Slip-and-fall injuries
  • Damaged customer property
  • Accusations of libel or slander
Product liability insurance icon

Product liability insurance

This policy covers legal defense costs if a product harms a customer or damages their property. It's recommended for growers, sellers, and distributors of cannabis products.

  • Adverse effects from marijuana or CBD
  • Damaged customer property
  • Pesticide contamination
Commercial property insurance icon

Commercial property insurance

This policy covers the cost of replacing or repairing your business property if it is stolen, damaged, or destroyed. It's often required for a commercial lease.

  • Theft of cannabis products
  • Fire at a cannabis dispensary or CBD store
  • Commercial lease requirements
Looking for different coverage? See more policies.

What are the insurance requirements for cannabis businesses?

As legalization of marijuana spreads, each state is establishing its own laws for cannabis insurance.

State laws typically require general liability insurance for all businesses in the cannabis industry, from cultivators to dispensaries. You'll need to research the laws in your state to find out how much general liability coverage you need.

Many states require cannabis businesses to carry a surety bond as part of their licensing requirements. A bond guarantees that your business will fulfill the terms of its contracts and pay its suppliers.

The specifics of your cannabis operations will determine other types of insurance coverage you need. For example, your landlord may require you to carry commercial property coverage.

If you run a dispensary, you can complete Insureon’s easy online application to get quotes from top U.S. carriers. For other cannabis businesses, you can call our dedicated agent to find insurance quotes for your budding business.

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