Construction and Contracting Business Insurance

This policy covers basic construction and contracting risks, such as damage to client property. Bundle it with property insurance for savings in a business owner’s policy.

Workers’ comp insurance is required in almost every state for construction and contracting businesses that have employees. It can cover medical bills for work-related injuries.

This policy for construction businesses can pay for property damage and medical bills in an accident. It can also cover vehicle theft, weather damage, and vandalism.

This policy helps pay for repair or replacement of a construction or contracting professional’s tools and equipment if they are lost, stolen, or damaged.

Professional liability insurance for contractors, also called errors and omissions insurance (E&O), covers legal expenses when a construction error leads to a lawsuit.

Also known as course of construction, builder’s risk insurance can pay for damage done to a structure still under construction, including fires and vandalism.