Meet Nathaniel Muhammad, a general contractor and small business owner born and raised in Chicago.
Learn about how he started his business, the passion that drove him to pursue his dream, and how Insureon has helped him protect it with the right policies.
Insurance can help your business recover from lawsuits, injuries, and theft. Meet your state's requirements and find peace of mind with the right insurance for construction companies and contractors.
This policy covers basic risks for construction companies and contractors, such as damage to client property. Bundle it with property insurance for savings in a business owner’s policy.
A business owner's policy, or BOP, bundles general liability coverage and commercial property insurance at a discount. It protects against common lawsuits and property damage.
Most states require workers' comp for construction companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy for construction businesses and contractors can pay for property damage and medical bills in an accident. It can also cover vehicle theft, weather damage, and vandalism.
This policy helps pay for repair or replacement of a construction or contracting professional’s tools and equipment if they are lost, stolen, or damaged.
Professional liability insurance for contractors, also called errors and omissions insurance (E&O), covers legal expenses when a construction error leads to a lawsuit.
Construction businesses and contractors that purchase commercial auto insurance often:
Check the laws in your state to see when coverage is required.
Several factors will have an impact on contractor insurance costs, including: