Compare insurance quotes for painters
Save money by comparing insurance quotes from multiple carriers.
Business Insurance for Painters
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Save money by comparing painting business insurance quotes
A stolen scissor lift or an employee falling off a ladder could lead to financial loss or a lawsuit. Safeguard your business with affordable insurance for painters.
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Insureon helps painters compare insurance quotes from top U.S. carriers with one easy online application.
What types of insurance do painters need?
These policies provide coverage for the most common painting risks.
General liability insurance
This policy covers everyday painting risks, such as customer property ruined by dripping paint or overspray. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for painting businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Missed wages
- Employee injury lawsuits
Commercial auto insurance
This policy covers third-party injuries and property damage caused by painting company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Vandalism and theft
Contractor’s tools and equipment insurance
This insurance policy helps pay for repair or replacement of paint sprayers, brushes, and other tools and equipment if they are lost, stolen, or damaged.
BEST FOR
- Equipment less than five years old
- Mobile equipment
- Small tools
Looking for different coverage? See more policies.
How much does insurance cost for painters?
Several factors will have an impact on a painter’s insurance costs, including:
- Painting services offered, such as paperhanging or sign painting
- Business equipment and property
- Revenue
- Location
- Number of employees
What our customers are saying
Why do painters need insurance?
Whether you do detailed interior work or commercial exterior painting, an accident could incur huge financial loss on your small business. Insurance for painters can cover expenses related to ladder injuries, vehicle accidents, damaged customer property, lawsuits, and more.