Whether you do detailed interior work or commercial exterior painting, an accident could have a big financial impact on your small business. Painting insurance can cover expenses related to ladder injuries, vehicle accidents, damaged customer property, lawsuits, and more.
Insureon will help you find insurance policies that match the unique risks of painting.
Get free advice from a licensed insurance agent and peace of mind knowing you have the right coverage.
These policies provide property and liability coverage for basic painting risks.
A general liability policy covers everyday painting risks, such as a paint spill in a client's home. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for painters.
Most states require workers' comp for painting businesses that have employees. It also protects sole proprietors from job-related medical costs excluded from health insurance.
A commercial auto policy covers third-party injuries and property damage caused by painting company vehicles, as well as certain types of vehicle damage.
This insurance policy helps pay for the repair or replacement of paint sprayers, brushes, and other tools and equipment if they are lost, stolen, or damaged.
Professional liability insurance covers legal costs when a painter is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
A small company with a few painters will pay less for insurance than a large business with a dozen. Factors that affect painter's insurance costs include:
It’s easy to get insurance coverage and surety bonds as a painting contractor or the owner of a painting business if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your painting business, whether you work independently or hire employees.