Business Insurance for Painters

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Painter on a ladder painting the exterior of a house

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Save money by comparing painting business insurance quotes

A stolen scissor lift or an employee falling off a ladder could lead to financial loss or a lawsuit. Safeguard your business with affordable insurance for painters.

Woman with helmet and bucket painting a wall.

Compare quotes from trusted U.S. carriers

Insureon helps painters compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do painters need?

These policies provide coverage for the most common painting risks.

General liability insurance

This policy covers everyday painting risks, such as customer property ruined by dripping paint or overspray. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for painting businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by painting company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This insurance policy helps pay for repair or replacement of paint sprayers, brushes, and other tools and equipment if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for painters?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on a painter’s insurance costs, including:

Painting services offered, such as paperhanging or sign painting
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

Why do painters need insurance?

Whether you do detailed interior work or commercial exterior painting, an accident could incur huge financial loss on your small business. Insurance for painters can cover expenses related to ladder injuries, vehicle accidents, damaged customer property, lawsuits, and more.

Compare insurance quotes for painters

Save money by comparing insurance quotes from multiple carriers.