Business Insurance for Painters

Compare multiple quotes from top carriers with one application.
Painter on a ladder painting the exterior of a house.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing painting business insurance quotes

A stolen scissor lift or an employee falling off a ladder could be financially disastrous. Safeguard your business with affordable insurance for painters.

Painter with helmet and bucket painting a wall.
Compare insurance quotes icon

Compare quotes from trusted U.S. carriers

Insureon helps painters compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do painters need?

These policies provide coverage for the most common painting risks.

General liability insurance icon

General liability insurance

This policy covers everyday painting risks, such as customer property ruined by dripping paint or overspray. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for painting businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by painting company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This insurance policy helps pay for repair or replacement of paint sprayers, brushes, and other tools and equipment if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

Why do painters need insurance?

Whether you do detailed interior work or commercial exterior painting, an accident could incur huge financial loss on your small business. Insurance for painters can cover expenses related to ladder injuries, vehicle accidents, damaged customer property, lawsuits, and more.

How much does insurance cost for painters?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on a painter’s insurance costs, including:

  • Painting services offered, such as paperhanging or sign painting
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo
Compare insurance quotes for painters
Save money by comparing insurance quotes from multiple carriers.