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Business Insurance for Painters

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Painting

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Save money by comparing painting business insurance quotes

A stolen scissor lift or an employee falling off a ladder could be financially disastrous. Safeguard your business with affordable insurance for painters.

Painter with helmet and bucket painting a wall.

Compare quotes from trusted U.S. carriers

Insureon helps painters compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do painters need?

These policies provide coverage for the most common painting risks.

General liability insurance

This policy covers everyday painting risks, such as customer property ruined by dripping paint or overspray. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for painting businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by painting company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This insurance policy helps pay for repair or replacement of paint sprayers, brushes, and other tools and equipment if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do painters need insurance?

Whether you do detailed interior work or commercial exterior painting, an accident could incur huge financial loss on your small business. Insurance for painters can cover expenses related to ladder injuries, vehicle accidents, damaged customer property, lawsuits, and more.

How much does insurance cost for painters?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on a painter’s insurance costs, including:

Painting services offered, such as paperhanging or sign painting
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant