Every Illinois business with employees is required to carry workers’ compensation insurance, including businesses with part-time employees. Illinois law requires employers to purchase a policy through an insurance company or obtain permission to self-insure. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in Illinois must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Illinois’ commercial auto insurance requirements are:
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In Illinois, insurance agents, agencies, and brokers are licensed by the Illinois Department of Insurance. Insureon is licensed in Illinois as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 100289220). To verify our licensure in Illinois, use the National Association of Insurance Commissioners Lookup Search. Select Illinois, Licensee, and Business Entity, then enter our NPN or license number in the appropriate field.