Cannabis Dispensary Business Insurance

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Cannabis Dispensary
A jar of "Space Kush" marijuana on the shelf of a dispensary.
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Why do dispensaries need insurance?

Business insurance provides a financial safety net against theft, fires, and injuries. It also covers risks specific to the cannabis industry, such as adverse reactions to medical marijuana, edibles, and topicals. Some types of insurance, like general liability coverage, may be required by state law.

Employee working behind the counter of a dispensary.
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One application, multiple quotes

Insureon helps dispensary owners compare small business insurance quotes from top U.S. carriers online.

Get several quotes with one easy application.

What types of business insurance do dispensaries need?

These insurance policies cover the most common risks of dispensaries.

General liability insurance icon

General liability insurance

A general liability policy protects against basic third-party risks, such as a customer who trips and suffers an injury in a dispensary. Some states require this coverage for cannabis businesses.

BEST FOR
  • Customer bodily injuries
  • Damaged customer property
  • Libel and other advertising injuries
Product liability insurance icon

Product liability insurance

Product liability coverage provides financial protection against lawsuits related to your products. It will help pay legal costs if a customer sues over an adverse reaction to marijuana or CBD.

BEST FOR
  • Allergic reactions to cannabis
  • Panic attacks and other adverse effects
  • Damage caused by faulty e-cigarette batteries
Commercial property insurance icon

Commercial property insurance

Commercial property coverage helps pay for property damage and loss, such as a fire that destroys a dispensary's inventory. Landlords often require business owners to carry this coverage.

BEST FOR
  • Business property damage
  • Theft of merchandise
  • Vandalism
Looking for different coverage? See more policies.

How do I get dispensary insurance?

It's easy to get marijuana dispensary insurance if you have your company information on hand. Our application will ask for basic facts about your dispensary, such as business income and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon partners with top-rated U.S. providers to find cannabis insurance coverage that matches your risks and fulfills state requirements for cannabis businesses. Contact our licensed cannabis insurance specialist to get started.

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Cannabis Dispensary