Business Insurance for Dentists

Compare multiple quotes from top carriers with one application.

Dentists

Or call us at (800) 688-1984

Person smiling during a dental examination.

We partner with trusted A-rated insurance companies

Save money by comparing business insurance quotes for dentists

Even in the safest dentist office, a patient can trip getting out of a chair and you could end up facing a lawsuit. Insurance for dentists offers protection from unexpected legal expenses and more.

Dentist performing dental work on a patient.

Compare quotes from trusted U.S. carriers

Insureon helps dental practices compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do dentists need?

These policies provide coverage for the most common dentistry risks.
Note: Insureon cannot provide quotes for professional liability insurance for dentists, also called malpractice insurance.

Business owner’s policy

A business owner’s policy bundles commercial property and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for dentists.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Damaged business property

General liability insurance

This policy covers common dentistry risks, such as an injury from a patient tripping in your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Libel or slander lawsuits

Workers’ compensation insurance

Most states require workers' comp for dentistry businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Cyber liability insurance

This policy helps dentist offices survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.

BEST FOR

Customer notification expenses
Data breach lawsuits
Fraud monitoring costs

Looking for different coverage? See more policies.

Why do dentists need insurance?

As a dentist or dental lab owner, you are exposed to several risks. A customer could claim that your dental work caused an injury, or a fire could damage your office or equipment. Insurance for dentists shields your small practice from incidents that can have huge legal and financial repercussions. You may also need insurance to comply with state laws or the terms of a lease.

See business insurance requirements for dentists in your state

Choose your state to learn about insurance requirements for dentists.

Arrow pointing to region of United States

How much does business insurance cost for dentists?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

Dental services offered, such as root canals and gum surgery
Dental equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant