Business Insurance for Dentists

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Save money by comparing business insurance quotes for dentists

Even in the safest dentist office, a patient can trip getting out of a chair and you could end up facing a lawsuit. Insurance for dentists offers protection from unexpected legal expenses and more.

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Insureon helps dental practices compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do dentists need?

These policies provide coverage for the most common dentistry risks.
Note: Insureon cannot provide quotes for professional liability insurance for dentists, also called malpractice insurance.

Business owner’s policy icon

Business owner’s policy

A business owner’s policy bundles commercial property and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for dentists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common dentistry risks, such as an injury from a patient tripping in your office. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged patient property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for dentistry businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps dentist offices survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do dentists need insurance?

As a dentist or dental lab owner, you are exposed to several risks. A customer could claim that your dental work caused an injury, or a fire could damage your office or equipment. Insurance for dentists shields your small practice from incidents that can have huge legal and financial repercussions. You may also need insurance to comply with state laws or the terms of a lease.

How much does business insurance cost for dentists?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Dental services offered, such as root canals and gum surgery
  • Dental equipment and property
  • Revenue
  • Location
  • Number of employees
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