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Business Insurance for Advertising Agencies
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Advertising agency insurance can help pay legal expenses if a client is injured at your office, an advertising campaign causes financial harm, or a cyberattack exposes sensitive information.
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What types of insurance do advertising agencies need?
These policies provide coverage for common advertising agency risks.
General liability insurance
General liability insurance covers customer property damage and injuries at an advertising agency. Bundle with property insurance in a business owner’s policy for a discount.
BEST FOR
- Customer injuries
- Damaged customer property
- Commercial lease requirements
Media liability insurance
This policy, also called professional liability insurance, can help cover legal expenses if your advertising agency is sued for errors or omissions that lead to financial loss.
BEST FOR
- Accusations of professional negligence
- Failed advertising campaigns
- Work mistakes or oversights
Workers’ compensation insurance
Most states require advertising agencies with employees to buy this policy. It can cover medical fees and lost wages for work-related injuries and illnesses.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Cyber liability insurance
This policy helps advertising agencies survive data breaches and cyberattacks. It can help pay for recovery expenses, client notification costs, and lawsuits stemming from a breach.
BEST FOR
- Data breach lawsuits
- Client notification expenses
- Fraud monitoring costs
Looking for different coverage? See more policies.
How much does insurance cost for media and advertising professionals?
Several factors will have an impact on the cost of insurance, including:
- Media and advertising services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
Why do advertising agencies need insurance?
Advertising agencies face several risks. A client could sue if an ad campaign you created leads to reputational damage, an employee could trip on the stairs and break an arm, or a data breach could expose sensitive client information. Advertising agency insurance can cover these and other liabilities.