Business Insurance for Advertising Agencies

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Advertising Agencies
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Advertising agency insurance can help pay legal expenses if a client is injured at your office, or an advertising campaign fails to deliver promised results. It can also cover cyberattacks, employee injuries, and other costly incidents.

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Insureon helps advertising agencies compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do advertising agencies need?

These policies provide coverage for common advertising agency risks.

General liability insurance icon

General liability insurance

General liability insurance covers customer property damage and injuries at an advertising agency. Bundle with property insurance in a business owner’s policy for a discount.

  • Customer injuries
  • Damaged customer property
  • Commercial lease requirements
Professional liability insurance icon

Media liability insurance

This policy, also called professional liability insurance, can help cover legal expenses if your advertising agency is sued for errors or omissions that lead to financial loss.

  • Accusations of professional negligence
  • Failed advertising campaigns
  • Work mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for advertising agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Employee injury lawsuits
Cyber liability insurance icon

Cyber liability insurance

This policy helps advertising agencies survive data breaches and cyberattacks. It can help pay for recovery expenses, client notification costs, and lawsuits stemming from a breach.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do media and advertising agencies need insurance?

Media and advertising agencies face several risks – especially liability over what you write or print. A client could sue over an error in an ad campaign, or a competitor could file a lawsuit over alleged copyright infringement. Advertising agency insurance can cover these and other liabilities, such as injuries and cyberattacks.

How much does insurance cost for media and advertising professionals?

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Several factors will have an impact on the cost of insurance, including:

  • Media and advertising services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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