You excel at creative marketing strategies for your clients, but an accident or mistake could jeopardize everything. Business insurance helps cover legal costs if a marketing plan causes a financial loss, or infringes upon a copyright. Insurance can be the factor that allows your firm to successfully recover after a lawsuit, injury, or other costly incident.
These insurance policies cover common risks in marketing consulting.
A general liability policy covers basic third-party risks, such as accidental copyright infringement. It’s often required for a commercial lease.
This policy helps cover legal expenses if a marketing professional is sued for a mistake or an unsuccessful marketing campaign. It’s also called errors and omissions insurance or E&O insurance.
Most states require workers’ comp for marketing consulting firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A business owner’s policy, or BOP, combines general liability coverage with commercial property insurance, typically at a lower rate than if the policies were purchased separately.
Fidelity bonds, also called employee dishonesty bonds, provide reimbursement if one of your employees steals from a client. They are often required by client contracts.
This policy helps marketing consultants recover from data breaches and cyberattacks. It’s strongly recommended for small businesses that handle sensitive data.
It's easy to get marketing consultant business insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your marketing consultancy, whether you work independently or hire employees.