Insurance for Accountants, CPAs, and Auditors

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Accounting & Auditing
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Why do accountants and auditors need business insurance?

Your work demands precision and accuracy. You’re also human, and mistakes happen. Accountant insurance helps pay for legal fees related to errors on a tax return, or a missed filing deadline. It also covers risks that can affect any business, such as theft and injuries.

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One application, multiple quotes

Insureon helps accountants, CPAs, and auditors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Got questions? A licensed insurance agent can help you find the right coverage for your business needs.

What types of insurance do accountants, CPAs, and auditors need?

These insurance policies cover the common risks of accounting services.

General liability insurance icon

General liability insurance

Commercial general liability insurance covers basic risks, such as a client who sues after a fall. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).

  • Customer bodily injuries
  • Customer property damage
  • Libel and other advertising injuries
Professional liability insurance icon

Professional liability insurance

Professional liability coverage helps pay for legal costs related to work mistakes and oversights. It's sometimes called errors and omissions insurance, E&O insurance, or malpractice insurance.

  • Errors in tax documents
  • Accusations of negligence
  • Missed filing deadlines
Cyber liability insurance icon

Cyber liability insurance

A cyber liability insurance policy protects accounting businesses from financial losses caused by data breaches and cyberattacks. It's strongly recommended for any business that handles sensitive information.

  • Client notification expenses
  • Fraud monitoring services
  • Legal defense costs
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for accounting firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Employee injury lawsuits
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Fidelity bonds

Fidelity bonds compensate clients for employee theft, including theft by electronic funds transfer. They're also called employee dishonesty bonds.

  • Employee theft
  • Employee fraud
  • Contract requirements
Looking for different coverage? See more policies.

How much does insurance cost for accountants, CPAs, and auditors?

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A large CPA firm will pay more for insurance than a small business with a few accountants.

Factors that affect insurance premiums include:

  • Financial services offered
  • Business property and equipment
  • Business operations and revenue
  • Types of small business insurance purchased
  • Policy limits and deductibles
View Costs

How do I get accounting and auditing business insurance?

Whether you’re a certified public accountant, an auditor, a bookkeeper, or a tax preparer, it's easy to get business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. providers to find the right insurance coverage for accounting professionals, whether you work independently or hire employees.

What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
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