Business Insurance for Bookkeepers

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Save money by comparing business insurance quotes for bookkeepers

A lawsuit related to an audit or a claim of errors or fraud in financial recordkeeping could cripple your business. Bookkeeper insurance protects against client lawsuits, injuries, and more.

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One application, multiple quotes

Insureon helps bookkeepers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do bookkeepers need?

These policies provide coverage for the most common bookkeeping risks.

General liability insurance icon

General liability insurance

This policy covers basic bookkeeper risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance for bookkeepers, also known as professional liability insurance, is common with professional services. It can cover legal fees of lawsuits related to work performance.

BEST FOR
  • Bookkeeping errors
  • Accusations of negligence
  • Oversights that lead to a lawsuit
Cyber liability insurance icon

Cyber liability insurance

This policy helps bookkeeping businesses survive data breaches and cyberattacks. It can pay for data recovery expenses, client notification costs, and more.

BEST FOR
  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for bookkeeping businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for bookkeepers?

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Several factors will have an impact on insurance costs, including:

  • Bookkeeping services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do bookkeepers need insurance?

Handling the day-to-day financial health of a company is both rewarding and challenging. Whether you’re a bookkeeper or an accountant, one data entry error, accusation of recordkeeping fraud, or work injury could spell disaster for your firm. Bookkeeping insurance protects against professional mistakes, fires, employee injuries, and other incidents that could threaten your business.

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