Business Insurance for Bookkeepers

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A lawsuit related to an audit or a claim of errors or fraud in financial recordkeeping could cripple your business. Bookkeeper insurance protects against client lawsuits, injuries, and more.

Bookkeeper working at desk with calculator, record book, and laptop

One application, multiple quotes

Insureon helps bookkeepers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do bookkeepers need?

These policies provide coverage for the most common bookkeeping risks.

General liability insurance

This policy covers basic bookkeeper risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Errors and omissions insurance

E&O insurance for bookkeepers, also known as professional liability insurance, is common with professional services. It can cover legal fees of lawsuits related to work performance.

BEST FOR

Bookkeeping errors
Accusations of negligence
Oversights that lead to a lawsuit

Cyber liability insurance

This policy helps bookkeeping businesses survive data breaches and cyberattacks. It can pay for data recovery expenses, client notification costs, and more.

BEST FOR

Data breach lawsuits
Client notification expenses
Fraud monitoring costs

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for bookkeeping businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Looking for different coverage? See more policies.

How much does insurance cost for bookkeepers?

Finance professional working on a calculator

Several factors will have an impact on insurance costs, including:

Bookkeeping services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do bookkeepers need insurance?

Handling the day-to-day financial health of a company is both rewarding and challenging. Whether you’re a bookkeeper or an accountant, one data entry error, accusation of recordkeeping fraud, or work injury could spell disaster for your firm. Bookkeeping insurance protects against professional mistakes, fires, employee injuries, and other incidents that could threaten your business.

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