Bookkeeper Insurance

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Save money by comparing business insurance quotes for bookkeepers

A lawsuit related to an audit or a claim of errors or fraud in financial recordkeeping could cripple your business. Bookkeeper insurance protects against client lawsuits, injuries, and more.

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One application, multiple quotes

Insureon helps bookkeepers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do bookkeepers need?

These policies provide coverage for the most common bookkeeping risks.

General liability insurance icon

General liability insurance

This policy covers basic bookkeeper risks, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance for bookkeepers, also known as professional liability insurance, is common with professional services. It can cover legal fees of lawsuits related to work performance.

  • Bookkeeping errors
  • Accusations of negligence
  • Oversights that lead to a lawsuit
Cyber liability insurance icon

Cyber liability insurance

This policy helps bookkeeping businesses survive data breaches and cyberattacks. It can pay for data recovery expenses, client notification costs, and more.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for bookkeeping businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Fidelity bond icon

Fidelity bonds

Fidelity bonds compensate clients for employee theft, including theft by electronic funds transfer. They're also called employee dishonesty bonds.

  • Employee theft
  • Employee fraud
  • Contract requirements
Looking for different coverage? See more policies.

Why do bookkeepers need insurance?

Handling the day-to-day financial health of a company is both rewarding and challenging. Whether you’re a bookkeeper or an accountant, one data entry error, accusation of recordkeeping fraud, or work injury could spell disaster for your firm. Bookkeeping insurance protects against professional mistakes, fires, employee injuries, and other incidents that could threaten your business.

How much does insurance cost for bookkeepers?

Finance professional working on a calculator.

Several factors will have an impact on insurance costs, including:

  • Bookkeeping services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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