Business Insurance for Bookkeepers
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Bookkeepers
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How much does insurance cost for bookkeepers?

The cost of bookkeeping insurance depends on your level of risk, including how much sensitive information you handle. Cost estimates are sourced from policies purchased by Insureon customers.

Professional liability insurance icon

Errors and omissions costs for bookkeepers

The median cost of E&O insurance for bookkeepers is less than $35 per month, or $400 per year. This policy, also called professional liability insurance, can cover legal fees of lawsuits related to work performance.

Median cost per year: $400
Policy limits: $500,000 per occurrence
Policy deductible: $1,000

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's errors and omissions insurance cost analysis page.

General liability insurance icon

General liability costs for bookkeepers

Bookkeepers pay a median premium of about $30 per month, or $350 annually, for general liability insurance. This policy provides protection for bookkeeping businesses against third-party injuries, third-party property damage, and advertising injuries.

Insureon’s licensed agents typically recommend a business owner’s policy for more complete coverage. A BOP pairs general liability with property insurance, usually at a discounted rate.

Median cost per year: $350
Policy limit: $1 million per occurrence
Policy deductible: $500

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's general liability insurance cost analysis page.

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Cyber liability insurance costs for bookkeepers

With a median rate of about $60 per month, or $710 annually, cyber liability insurance for bookkeepers is vital when handling sensitive information. This policy helps companies recover from data breaches and cyberattacks. It can help cover the costs of notifying affected clients, and also legal fees if a client sues your business over a data breach.

Median cost per year: $710
Median generic limit: $750,000

Learn how to save money on your policy, which coverage limits to choose, and more on Insureon's cyber liability insurance cost analysis page.

Workers’ compensation insurance icon

Workers’ compensation costs for bookkeepers

The median cost of workers’ compensation insurance is about $30 per month, or $370 per year, for bookkeepers. This policy is required in almost every state for bookkeeping businesses with employees. It can help cover medical fees and lost wages for work-related injuries and illnesses.

Learn how workers' comp premiums are calculated and more on Insureon's workers' compensation insurance cost analysis page.

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Insureon's licensed agents work with leading U.S. providers to find bookkeeping insurance policies that fit your business, whether you work alone or with employees. Compare quotes today with one free online application. If you decide to purchase a policy, you’ll work with an account manager who specializes in business risks for bookkeepers.

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