Business Insurance for Flooring Contractors

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Save money by comparing insurance quotes for flooring installation contractors

An accident with a saw or a lawsuit over floor defects could lead to tremendous financial loss for a small flooring company. Safeguard your business with policies that fit your budget and your risks.

One application, multiple quotes

Insureon helps flooring professionals compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do flooring installation businesses need?

These policies provide coverage for common risks of flooring installation.

General liability insurance

This policy covers basic third-party risks, such as accidental damage to a client’s furniture while installing a carpet. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for flooring installation businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Commercial auto insurance

This policy covers third-party property damage and injuries caused by company vehicles, as well as vandalism to a flooring company’s utility truck.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a contractor’s flooring nailers, miter saws, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

Why do flooring installation businesses need insurance?

From hardwood to carpet installation, your small business faces big risks. If a customer sues over property damage, or a company vehicle is involved in an accident, legal bills could lead to bankruptcy. Flooring contractor insurance can cover attorney's fees, medical bills, and more.

How much does insurance cost for installers?

Several factors will have an impact on insurance costs, including:

Installation services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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