Business Insurance for Flooring Installation

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Save money by comparing insurance quotes for flooring installation businesses

An accident with a saw or a lawsuit over floor defects could lead to tremendous financial loss for a small flooring company. Safeguard your business with policies that fit your budget and your risks.

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One application, multiple quotes

Insureon helps flooring professionals compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do flooring installation businesses need?

These policies provide coverage for common risks of flooring installation.

General liability insurance icon

General liability insurance

This policy covers third-party flooring installation risks, such as damage to a client’s furniture while installing carpeting. Bundle with property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for flooring installation businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party property damage and injuries caused by company vehicles, as well as vandalism to a flooring company’s utility truck.

BEST FOR
  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a contractor’s flooring nailers, miter saws, and other tools if they are lost, stolen, or damaged.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for flooring installers?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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Why do flooring installation businesses need insurance?

From hardwood to carpet installation, your small business faces big risks. If a customer sues over property damage, or a company vehicle is involved in an accident, legal bills could lead to bankruptcy. Flooring contractor insurance can cover attorney's fees, medical bills, and more.

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