Insurance for Real Estate Agents and Brokers

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Real Estate Agents
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A lawsuit from a buyer or accidental property damage could hurt your business. Protect yourself from risks with insurance for real estate agents and brokers.

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One application, multiple quotes

Insureon helps real estate agents and brokers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do real estate agents and brokers need?

These policies cover common risks faced by real estate agents and brokers.

General liability insurance icon

General liability insurance

This policy covers basic real estate agent and broker business risks, including customer injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Errors and omissions insurance icon

Errors and omissions insurance

This policy is also called professional liability insurance. It covers legal fees for lawsuits related to business decisions and mistakes, such as an error in a property listing.

  • Property disclosure disputes
  • Transaction discrepancies
  • Failure to complete inspections and documentation
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for real estate agencies and brokerages that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is one of the most cost-effective types of commercial insurance for agents and brokers.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Commercial auto insurance icon

Commercial auto insurance

This policy is required for business-owned vehicles. It typically pays for damages and injuries in an accident, along with vehicle theft, weather damage, and vandalism.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Cyber liability insurance icon

Cyber liability insurance

This policy helps real estate brokers and agents survive data breaches and cyberattacks. It can help pay client notification costs and other expenses related to a data breach.

  • Data breach lawsuits
  • Breach notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do real estate agents and brokers need insurance?

Your work involves large transactions – which can mean major consequences if something goes wrong. From a discrepancy in a property listing to accidental damage to a client's home, insurance for real estate agents and brokers protects you from unforeseen circumstances that could financially impact your business.

How much does business insurance cost for real estate agents and brokers?

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Several factors will have an impact on insurance costs, including:

  • Real estate services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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