Insurance for Real Estate Agents and Brokers

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Save money by comparing insurance quotes for real estate agents and brokers

A lawsuit from a buyer or accidental property damage could hurt your business. Protect yourself from risks with insurance for real estate agents and brokers.

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One application, multiple quotes

Insureon helps real estate agents and brokers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do real estate agents and brokers need?

These policies provide coverage for the most common risks faced by real estate agents and brokers.

General liability insurance

This policy covers basic real estate agent and broker business risks, including customer injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Errors and omissions insurance

This policy is also called professional liability insurance. It covers legal fees for lawsuits related to business decisions and mistakes, such as an error in a property listing.

BEST FOR

Property disclosure disputes
Transaction discrepancies
Failure to complete inspections and documentation

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for real estate agencies and brokerages that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is one of the most cost-effective types of commercial insurance for agents and brokers.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

Commercial auto insurance

This policy is required for business-owned vehicles. It typically pays for damages and injuries in an accident, along with vehicle theft, weather damage, and vandalism.

BEST FOR

Car accidents
Vandalism and theft
Weather damage

Cyber liability insurance

This policy helps real estate brokers and agents survive data breaches and cyberattacks. It can help pay client notification costs and other expenses related to a data breach.

BEST FOR

Data breach lawsuits
Breach notification expenses
Fraud monitoring costs

Looking for different coverage? See more policies.

How much does business insurance cost for real estate agents and brokers?

Real estate professional using calculator in front of home for rent

Several factors will have an impact on insurance costs, including:

Real estate services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

See real estate agent and broker insurance requirements in your state

Choose your state to learn about insurance requirements for real estate agents and brokers.

California
Florida
Georgia
Illinois
Michigan

New York
North Carolina
Ohio
Pennsylvania
Texas

What our customers are saying

"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"

Jessica Shannon

Customer since 2016

Why do real estate agents and brokers need insurance?

Your work involves large transactions – which can mean major consequences if something goes wrong. From a discrepancy in a property listing to accidental damage to a client's home, insurance for real estate agents and brokers protects you from unforeseen circumstances that could financially impact your business.

Compare insurance quotes for real estate agents and brokers

Save money by comparing insurance quotes from multiple carriers.