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Insurance for Real Estate Agents and Brokers
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Save money by comparing insurance quotes for real estate agents and brokers
A lawsuit from a buyer or accidental property damage could hurt your business. Protect yourself from risks with insurance for real estate agents and brokers.
One application, multiple quotes
Insureon helps real estate agents and brokers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
What types of insurance do real estate agents and brokers need?
These policies cover common risks faced by real estate agents and brokers.
General liability insurance
This policy covers basic real estate agent and broker business risks, including customer injuries. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Errors and omissions insurance
This policy is also called professional liability insurance. It covers legal fees for lawsuits related to business decisions and mistakes, such as an error in a property listing.
BEST FOR
- Property disclosure disputes
- Transaction discrepancies
- Failure to complete inspections and documentation
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for real estate agencies and brokerages that have employees. It can cover medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Business owner’s policy
This policy bundles property insurance and general liability insurance under one plan. A BOP is one of the most cost-effective types of commercial insurance for agents and brokers.
BEST FOR
- Customer injuries
- Damaged customer property
- Damaged business property
Commercial auto insurance
This policy is required for business-owned vehicles. It typically pays for damages and injuries in an accident, along with vehicle theft, weather damage, and vandalism.
BEST FOR
- Car accidents
- Vandalism and theft
- Weather damage
Cyber liability insurance
This policy helps real estate brokers and agents survive data breaches and cyberattacks. It can help pay client notification costs and other expenses related to a data breach.
BEST FOR
- Data breach lawsuits
- Breach notification expenses
- Fraud monitoring costs
Looking for different coverage? See more policies.
Why do real estate agents and brokers need insurance?
Your work involves large transactions – which can mean major consequences if something goes wrong. From a discrepancy in a property listing to accidental damage to a client's home, insurance for real estate agents and brokers protects you from unforeseen circumstances that could financially impact your business.
See real estate agent and broker insurance requirements in your state
Choose your state to learn about insurance requirements for agents and brokers.
How much does business insurance cost for real estate agents and brokers?
Several factors will have an impact on insurance costs, including:
- Real estate services offered
- Business equipment and property
- Revenue
- Location
- Number of employees
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