This type of business liability insurance is important for all Nebraska businesses. It covers lawsuits over common third-party accidents, and it's required by most commercial leases.
This policy, also called errors and omissions insurance (E&O), protects Nebraska businesses that provide professional services or advice. It covers lawsuits related to work performance.
This policy covers financial losses from data breaches and cyberattacks. It's recommended for Nebraska businesses that handle credit card numbers and other sensitive data.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for a Nebraska business.
Workers’ comp insurance is required for all Nebraska businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in Nebraska. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which business insurance coverage you need. These policies are required everywhere in Nebraska, from Lincoln to Omaha.
Nebraska's minimum auto liability insurance requirements are:
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to commercial general liability insurance or a business owner's policy (BOP).
Insureon's licensed insurance agents can help you find policies that fulfill Nebraska's requirements and your business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Nebraska, insurance agencies, agents, and brokers are licensed by the Nebraska Department of Insurance. Insureon is licensed in Nebraska as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 100175442). Verify our licensure with the National Association of Insurance Commissioners: select Nebraska, licensee, business entity, and then enter our NPN or license number.