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Business Insurance in Nebraska

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What are the requirements for small business insurance in Nebraska?

State laws can affect which insurance policies you need for your small business. These policies are required for Nebraska businesses.
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Workers' compensation insurance

Nebraska state law requires all businesses with employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.

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Commercial auto insurance

All business-owned vehicles in Nebraska must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.

Nebraska's commercial auto insurance requirements are:

  • Bodily injury liability: $25,000 per person / $50,000 per accident
  • Property damage liability: $25,000 per accident
  • Uninsured motorist coverage: $25,000 per person / $50,000 per accident

Recommended insurance policies for small businesses in Nebraska

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How much does small business insurance cost?

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Commercial insurance can be affordable for a small Nebraska business. Factors that influence the cost include:

  • Your industry and risk
  • Coverage limits
  • Location
  • Number of employees
View Small Business Insurance Costs

Insureon specializes in Nebraska business insurance

In Nebraska, insurance agents, agencies, and brokers are licensed by the Nebraska Department of Insurance. Insureon is licensed in Nebraska as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 100175442). Verify our licensure with the National Association of Insurance Commissioners: select Nebraska, Licensee, Business Entity, and then enter our NPN or license number.

What our customers are saying
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