Business Insurance for Doctors

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Save money by comparing business insurance quotes for doctors

Running your own medical practice comes with a risk of malpractice claims and other liabilities. With proper business insurance, doctors can survive lawsuits, cyberattacks, and other incidents.

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One application, multiple quotes

Insureon helps doctors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do doctors need?

These policies provide coverage for the most common risks for physicians.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for physicians.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called malpractice insurance for physicians, covers legal expenses when patients sue over an error, such as an inaccurate assessment of their medical history.

  • Failure to deliver promised services
  • Misdiagnosis or negligence
  • Mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for medical practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
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Cyber liability insurance

This policy helps doctors and physicians survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do doctors need insurance?

From diagnosis to treatment, physicians help people recover from injuries and ailments. They also face a lot of liability. Doctors’ insurance can help your small medical practice mitigate the risk and uncertainty of malpractice claims, medical equipment damage, staff accidents, and more. Some policies, like workers' comp, are also required by law.

How much does business insurance cost for doctors?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Medical specialty, such as cardiology or dermatology
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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