Running your own medical practice comes with a risk of malpractice claims and other liabilities. Business insurance can help mitigate the costs and uncertainty of patient lawsuits, damaged equipment, staff accidents, and data breaches. Some policies, like workers' comp, may be required by law.
These insurance policies cover the most common risks for physicians.
A general liability policy covers basic third-party risks, such as a patient who trips and suffers an injury in your clinic. It's often required for a commercial lease.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's a cost-effective type of commercial insurance for physicians.
Most states require workers' comp for medical practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses when a patient sues over an error, such as a mistake in their records. It’s sometimes called a medical malpractice insurance policy.
Most states require commercial auto insurance for vehicles owned by a doctor's office. It helps cover the cost of an accident involving your business vehicle.
This policy helps medical professionals recover from data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
It's easy to get business insurance for doctors and physicians if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your medical practice, whether you work independently or hire employees.