Malpractice insurance helps pay for legal costs when a mistake happens in the operating room. Other policies can cover expenses from data breaches, auto accidents, property damage, and work-related injuries, giving you the peace of mind to focus on patient care.
It's easy to get free quotes for medical malpractice insurance with Insureon. We'll ask you basic facts about your business to help you find coverage that matches your unique risks and meets the requirements in your state.
Contact our dedicated medical malpractice insurance specialist to get started.
These insurance products cover the most common risks faced by surgeons.
A general liability policy covers basic third-party risks, such as a patient who trips and suffers an injury in the waiting room. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for surgeons to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for surgery centers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber liability insurance helps surgeons recover financially from data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
Most states require commercial auto insurance for vehicles owned by a surgery center. It helps cover the cost of an accident involving your business vehicle.
It's easy to get business insurance for surgeons if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
For medical malpractice coverage, you can contact our dedicated agent by sending an email to [email protected] or by calling (312) 854-2919. They can help you find insurance quotes for malpractice and other common policies that your practice needs.
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your medical practice, whether you work independently or hire employees.
If a patient files a lawsuit because of a mistake you made, legal defense costs could devastate your practice and your personal assets. Malpractice insurance, also called professional liability insurance, is crucial for surgeons for several reasons:
Keep in mind that malpractice insurance is a claims-made insurance policy, which means it must be kept active in order to file a claim. It's important to make sure your policy includes tail coverage so you can still file a claim after you cancel your policy.
Even the best surgeon can face a frivolous lawsuit, which is why you always need insurance. However, it is possible to reduce the risk of a malpractice lawsuit:
Both general surgeons and specialist surgeons need insurance, though they perform different types of work.
When buying surgeon insurance, it's important to communicate what type of work you do, so you can make sure your risks are covered. Everyone in the operating room should carry insurance, from the surgeon to the surgeon's assistant.