Just as you tell your clients, it's worth getting insured to avoid paying more down the road. A disagreement over a claim or an exclusion could lead to an expensive lawsuit. Business insurance covers financial losses related to disputes, injuries, and other incidents that could devastate your business.
Insureon helps property and casualty (P&C) agents, life and health agents, and insurance brokers compare insurance quotes from top U.S. carriers online.
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These insurance policies cover common risks faced by agents and brokers.
This policy covers basic risks, such as a client who sues after falling at a P&C agent’s office. Bundle it with property insurance for savings in a business owner’s policy.
E&O insurance for insurance agents covers legal defense costs related to work performance, such as failure to procure the right coverage for a client. It’s also called professional liability insurance.
A business owner’s policy, or BOP, is a cost-effective way for insurance agents and brokers to buy commercial property insurance and general liability coverage together.
Most states require workers' comp for insurance agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance helps pay for expenses after an insurance agent's or broker's vehicle is involved in an accident. Each state has its own requirements for auto liability insurance.
This policy helps insurance agents and brokers recover financially from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
A small business with a few agents will pay less for insurance than a larger agency.
Factors that affect premiums include:
It's easy to get insurance agent or broker business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find the right insurance coverage for your insurance agency or brokerage, whether you work independently or hire employees.