Janitorial insurance can help cover expenses if you lose a client’s keys, if one of your employees is injured, or if client property is damaged during a cleaning.
These policies provide coverage for common risks faced by janitorial businesses.
This policy protects janitorial businesses against basic risks, such as client injuries or property damage during cleaning. Add lost key coverage for more complete protection.
Workers’ compensation insurance is required in almost every state for janitorial businesses that have employees. It can cover medical bills for work injuries and illnesses.
This policy covers injuries and property damage in accidents involving a janitorial company's vehicle. It also covers vehicle theft, vandalism, and weather damage.
A business owner's policy (BOP) is a cost-effective way for a small janitorial company to purchase general liability insurance and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits on a janitorial business's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond that protect your clients from financial loss. They can provide reimbursement if a janitor steals money or property from a client.
Janitorial businesses face multiple risks. An employee could suffer a back injury while loading a van, a client could slip on a freshly mopped floor, or an employee could steal money from a client’s office. Janitorial insurance can cover these and other liability issues.