Connecticut businesses with employees are required to carry workers’ compensation insurance. Household employees who work fewer than 26 hours per week are an exception. All other employees, whether they’re part-time, full-time, or seasonal, must be covered under an employer’s workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in Connecticut must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Connecticut’s commercial auto insurance requirements are:
In Connecticut, insurance agents, agencies, and brokers are licensed by the Connecticut Insurance Department. Insureon is licensed in Connecticut as BIN Insurance Holdings, LLC (NPN 15752926) for property and casualty insurance (license number 002352309) and for surplus lines (license number 002353831). You can verify our licensure with the Connecticut Licensing Info Center by selecting "Search by License Number" and then entering either of our Connecticut state licenses.