General liability coverage helps Alaska businesses recover from third-party property damage and injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance (E&O), protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and oversights.
This liability policy helps Alaska small businesses survive data breaches and cyberattacks. It can help pay for client notification costs, legal fees, and other financial losses.
This policy bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance coverage for an Alaska business.
Alaska state law requires all businesses that have employees to carry workers' comp. This policy also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for commercial vehicles in Alaska. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which type of insurance coverage you need for your small business. These policies are required everywhere in Alaska, from Anchorage to Fairbanks.
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill Alaska's requirements. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Alaska, insurance agents, agencies, and brokers are licensed by the Alaska Division of Insurance. Insureon is licensed in Alaska for property and casualty insurance as Insureone Insurance Services America, LLC (NPN 18539837). You can verify our licensure with the National Association of Insurance Commissioners by selecting Alaska, licensee, and business entity, then entering our NPN.