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All business-owned vehicles in Alaska must be covered by commercial auto insurance. Alaska requires $25,000 property damage liability per accident, $50,000 bodily injury liability per person, and $100,000 bodily injury liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Commercial insurance can be affordable for a small Alaska business. Factors that influence the cost include: