An electrical burn, company vehicle crash, or other incident could lead to costly downtime and losses. Protect your business with affordable, top-rated insurance for electricians.
These policies provide coverage for the most common electrician risks.
This policy covers common electrician risks, such as a client tripping on a loose cable and breaking a leg. Bundle with property insurance for savings in a business owner's policy.
Workers’ compensation insurance is required in almost every state for electrician businesses that have employees. It can cover medical bills for work-related injuries.
Electrician insurance that covers third-party injuries and property damage caused by company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
This policy helps pay for repair or replacement of an electrical contractor’s voltage testers, wire strippers, and other tools if they are lost, stolen, or damaged.
Working with live wires incurs a high level of risk. Beyond the risk of bodily injury, a customer could file a lawsuit over property damage, or a company car could get in an accident. Electrical insurance can cover lawsuits and other expenses that your small business might otherwise struggle to pay.