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Insurance for Lawyers and Law Firms
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Lawyers
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Why do lawyers need insurance?
As an attorney, you’d rather be practicing law than being named as a defendant. From premises liability to advertising injuries, you know exactly how costly litigation can be. Business insurance can pay for settlements and other expenses from a lawsuit, allowing you to carry on with your work.
Find affordable coverage
Lawyers can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
What types of business insurance do lawyers need?
These business insurance policies cover the most common risks faced by lawyers, attorneys, and law firms.
Note: Insureon cannot provide quotes for professional liability insurance for lawyers, also called legal malpractice insurance.
Business owner’s policy
A business owner's policy, or BOP, is a cost-effective way to buy general liability coverage and commercial property insurance together. Most small firms are eligible.
BEST FOR
- Accidents that harm a client
- Stolen or damaged business property
- Business interruption insurance
General liability insurance
General liability insurance protects against basic third-party risks at a law firm. It can help pay medical expenses and legal costs if a client sues over an injury at your office.
BEST FOR
- Client slip-and-fall injuries
- Accidental damage to client property
- Copyright infringement lawsuits
Workers’ compensation insurance
Most states require workers' comp for law practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Lawsuits from employee injuries
Commercial auto insurance
Commercial auto insurance covers financial losses when a law firm's vehicle is involved in an accident. Most states require this coverage for vehicles owned by a business.
BEST FOR
- Property damage caused by your vehicle
- Bodily injuries from an auto accident
- Vehicle theft and vandalism
Cyber insurance
This policy helps legal professionals survive data breaches and cyberattacks. It’s strongly recommended for small businesses that store personal information.
BEST FOR
- Data breach notification costs
- Fraud monitoring services
- Ransomware payments
Looking for different coverage? See more policies.
How much does insurance cost for professional service businesses?
A lawyer who works independently will pay less for insurance than a larger business.
Factors that affect premiums include:
- Area of practice
- Business property and equipment
- Years of experience
- Types of insurance purchased
- Policy limits and deductibles
How do I get insurance for law firms?
It's easy to get law firm insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your legal services, whether you work independently or hire employees.
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