Professional Services Business Insurance

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Recommended insurance policies for professional service businesses

From a public speaker accused of slander to a career coach sued for negligence, a lawsuit can devastate a small business. Gain protection against legal expenses, medical bills, and costly repairs with insurance for professional services.

Business owner’s policy icon

Business owner’s policy

A BOP is a type of professional services insurance that bundles general liability and commercial property insurance at a lower rate than if they were purchased separately.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It covers legal expenses if a public speaker or other professional is sued for unsatisfactory work or a mistake.

  • Professional mistakes
  • Accusations of negligence
  • Failure to deliver promised services
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for professional service businesses that have employees. It can cover medical costs for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
General liability insurance icon

General liability insurance

This policy covers basic business risks, such as client property damage and injuries. Bundle it with commercial property insurance for savings in a business owner’s policy.

  • Customer injuries
  • Customer property damage
  • Libel and slander lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

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Several factors will have an impact on insurance costs, including:

  • Professional services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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