Professional Services Business Insurance

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Insureon helps professional service businesses compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for professional service businesses

From a public speaker accused of slander to a career coach sued for negligence, a lawsuit can devastate a small business. Insureon has helped professional services business owners secure over 3,000 policies.

Business owner’s policy icon

Business owner’s policy

A BOP is a type of professional services insurance that bundles general liability and property insurance at a lower rate than if the policies were purchased separately.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance. It covers legal expenses if a public speaker or other professional is sued for unsatisfactory work or a mistake.

  • Professional mistakes
  • Accusations of negligence
  • Failure to deliver promised services
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for professional service businesses that have employees. It can cover medical costs for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
General liability insurance icon

General liability insurance

This policy covers basic business risks, such as client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Customer injuries
  • Customer property damage
  • Libel and slander lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

Man in professional services calculating cost of insurance.

Several factors will have an impact on insurance costs, including:

  • Professional services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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