Notary Public Insurance

Notary Public
Notary signing paperwork at a desk.
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Why do notaries need insurance?

From divorces to business transactions, people rely on you to perform your duties professionally. But if a document is rejected, it could results in delays and fines for a client. Business insurance covers legal defense costs if you're sued for an error or negligence. It can also pay for medical bills, property repairs, and the cost of recovering from a data breach or cyberattack.

Notary reviewing documentation to be notarized.
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Find affordable coverage

Notaries public can save money on insurance by comparing quotes from top-rated providers.

Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.

What types of business insurance do notaries need?

These insurance policies cover the most common notary public risks.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance to cover property damage and third-party legal fees, such as a delivery driver who sues after slipping on an icy step.

  • Customer injuries
  • Damaged customer property
  • Damaged or stolen notary supplies
General liability insurance icon

General liability insurance

This policy covers basic business risks, such as accidental damage to a customer's property. Bundle it with commercial property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Customer property damage
  • Libel and other advertising injuries
Errors and omissions insurance icon

Errors and omissions insurance

Notary E&O insurance, also called professional liability insurance, can cover court costs and other legal expenses if a notary public is sued for an unintentional error or oversight.

  • Missed deadlines for a document
  • Accusations of negligence
  • Notary errors
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for notary businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when a notary public's vehicle is involved in an accident. It's required for vehicles registered to a business.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber insurance icon

Cyber insurance

This policy helps notaries survive data breaches and cyberattacks by paying for data recovery, client notification, and other costs related to cyber risks.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

Professional service business owner calculating the cost of insurance.

A notary public who works from home will pay less for insurance than a larger company.

Factors that affect premiums include:

  • Services offered, such as notarization of marriage certificates or car titles
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get notary public insurance?

It's easy to get notary public business insurance and a notary surety bond if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage and notary bond for your business, whether you work independently or hire employees.

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