Business Insurance for Talent Agencies

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Talent Agency
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Legal action brought on by a disgruntled actor, dancer, or employee could put you out of business. Protect yourself with talent agency insurance.

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One application, multiple quotes

Insureon helps talent agencies compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of business insurance do talent agencies need?

These policies provide coverage for the most common talent agency risks.

Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for talent agencies to buy general liability coverage and commercial property insurance together.

BEST FOR
  • Customer injuries or property damage
  • Defamation lawsuits
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers basic business risks, such as a client tripping on a loose rug at your agency. Bundle it with commercial property insurance for savings in a business owner’s policy (BOP).

BEST FOR
  • Slip-and-fall accidents
  • Customer property damage
  • Libel and other advertising injuries
Professional liability insurance icon

Professional liability insurance

A professional liability policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a talent agency is sued for unsatisfactory work.

BEST FOR
  • Accusations of negligence
  • Failure to produce promised results
  • Work mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for talent agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when a talent agency's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR
  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber liability insurance icon

Cyber liability insurance

A cyber liability insurance policy helps talent agencies survive data breaches and cyberattacks by covering data recovery expenses and other related costs.

BEST FOR
  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do talent agencies need insurance?

Show business is rife with liability. An actor could claim you caused financial damage through a missed opportunity, or sue you for slander over a negative remark. Talent agency insurance can cover legal expenses and other financial losses when a lawsuit, accident, or mishap threatens your business.

How much does insurance cost for talent agencies?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

  • Talent agency services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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