Legal action brought by a disgruntled actor, writer, or director could put you out of business. Talent agency insurance covers financial losses from lawsuits, burglaries, auto accidents, and data breaches. Some policies, such as workers' compensation insurance, may be required by law.
These insurance policies cover the most common risks at talent agencies.
A business owner's policy, or BOP, is a cost-effective way for talent agencies to buy general liability coverage and commercial property insurance together.
Commercial general liability insurance covers basic business risks, such as a client tripping on a loose rug at your agency. It may be required for a commercial lease.
A professional liability policy helps cover legal expenses if a talent agency is sued for unsatisfactory work. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for talent agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This type of coverage pays for legal costs and other expenses when a talent agency's vehicle is involved in an accident. It's required for vehicles registered to a business.
A cyber liability insurance policy helps talent agencies survive data breaches and cyberattacks by covering data recovery expenses and other related costs.
It's easy to get talent agency business insurance and surety bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your talent agency, whether you work independently or hire employees.