Along with many venues requiring liability insurance, it pays to carry coverage for theft of DJ gear and other common risks. DJ insurance offers the protection you need to keep the music going.
These policies cover the most common risks faced by disc jockeys.
This policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective types of commercial insurance for DJs.
This policy provides financial protection against basic third-party risks, such as a partygoer tripping over a DJ's equipment and suffering an injury.
This policy covers lawsuits related to the quality of your work, such as emcee services that fall short of a client’s expectations. DJs can often combine it with a BOP.
Most states require workers' comp for DJ businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a DJ's vehicle is involved in an accident. It's required for vehicles registered to a business.
Cyber liability insurance helps DJs recover from cyberattacks and data breaches that expose sensitive customer information, such as credit card numbers.
DJs set the mood for people to dance and enjoy themselves at parties, weddings, and other events. Because your business is mobile and you transport expensive equipment to various venues, it pays to have coverage. DJ insurance can cover your gear and the cost of lawsuits related to mistakes and accidents. It also fulfills requirements set by your venues and state laws.