DJs transport valuable equipment to events, which opens them to risk. Business insurance covers the cost of replacing a stolen turntable or mixer. It covers property damage and theft, medical bills, legal fees, and helps you comply with state laws and venue requirements.
These insurance policies cover the most common risks faced by disc jockeys.
A BOP bundles general liability coverage and DJ equipment insurance in one plan. It's one of the most cost-effective types of commercial insurance for a DJ.
This DJ liability insurance provides financial protection against basic third-party risks, such as a partygoer tripping over a DJ's equipment and suffering an injury.
This policy covers lawsuits related to the quality of your work, such as failing to show up for a performance on time. Professional DJs can often combine it with a BOP.
Most states require workers' comp for DJ businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a DJ's vehicle is involved in an accident. It's required for vehicles registered to a business.
Cyber liability insurance helps DJs recover from cyberattacks and data breaches. It’s recommended for any small business that handles sensitive customer information, such as credit card numbers.
It's easy to get DJ business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your business, whether you're a mobile DJ, club DJ, or radio DJ.