An allegation that someone was harmed by your speech could have major reputational and financial consequences. Business insurance can cover the cost of hiring an attorney and paying for damages if you're sued. It can also cover injuries, property damage, and data breaches.
Motivational speakers, keynote speakers, and other public speakers can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover the most common risks of public speaking.
A business owner's policy, or BOP, is a cost-effective way for public speakers to buy general liability coverage and commercial property insurance together.
This policy covers common public speaking risks, such as an accident that injures someone or damages their property. It’s often required for a commercial lease.
This policy helps cover legal expenses if a professional speaker is sued over an unsatisfactory speech or an error. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for public speaking companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a public speaker's vehicle is involved in an accident. Most states require it for vehicles registered to a business.
Cyber liability insurance helps public speakers recover from data breaches and cyberattacks. It's strongly recommended for any small business that stores personal information.
A public speaker who works independently will pay less for insurance than a larger company.
Factors that affect premiums include:
It's easy to get public speaking business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your public speaking business, whether you work independently or hire employees.