Business Insurance for Public Speakers

Compare multiple quotes from top carriers with one application.
Public Speaker
Public speaker in front of a large room of people.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for public speakers

An allegation of slander or monetary loss caused by a speech could have major reputational and financial consequences. Protect your small business with policies designed for public speakers.

Public speaker with mic in front of audience.
Cursor pointing on laptop screen

One application, multiple quotes

Insureon helps public speakers compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do public speakers need?

These policies provide coverage for the most common public speaker risks.

Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for public speakers to buy general liability coverage and commercial property insurance together.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common public speaking risks, such as an injury in the audience or damage to client property. Bundle with property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Other third-party accidents
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a professional speaker is sued over an unsatisfactory speech or an error.

  • Failure to appear at promised time
  • Dissatisfied clients
  • Errors in a speech
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for public speakers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when a public speaker's vehicle is involved in an accident. It's required for vehicles registered to a business.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber liability insurance icon

Cyber liability insurance

Cyber liability insurance helps public speakers recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.

  • Customer notification costs
  • Data breach investigations
  • Fraud monitoring services
Looking for different coverage? See more policies.

Why do public speakers need insurance?

Public speaking may be low-risk in terms of physical injury, but you're still vulnerable to costly liability when engaging with the public. A claim that your advice was damaging could wreak havoc. Motivational speaker insurance can cover the cost of hiring an attorney, settlements, and court-ordered judgments if you're sued.

How much does insurance cost for public speakers?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

  • Public speaking services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
Carousel prev arrow
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Carousel next arrow
Insureon customer reviews on Feefo
Compare insurance quotes for public speakers
Save money by comparing insurance quotes from multiple providers.
Public Speaker