Business Insurance for Public Speakers

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Public Speaker

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Save money by comparing insurance quotes for public speakers

An allegation of slander or monetary loss caused by a speech could have major reputational and financial consequences. Protect your small business with policies designed for public speakers.

Public speaker with mic in front of audience.

One application, multiple quotes

Insureon helps public speakers compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do public speakers need?

These policies provide coverage for the most common public speaker risks.

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for public speakers to buy general liability coverage and commercial property insurance together.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

General liability insurance

This policy covers common public speaking risks, such as an injury in the audience or damage to client property. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Other third-party accidents

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a professional speaker is sued over an unsatisfactory speech or an error.

BEST FOR

Failure to appear at promised time
Dissatisfied clients
Errors in a speech

Workers’ compensation insurance

Most states require workers' comp for public speakers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when a public speaker's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

Cyber liability insurance helps public speakers recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.

BEST FOR

Customer notification costs
Data breach investigations
Fraud monitoring services

Looking for different coverage? See more policies.

Why do public speakers need insurance?

Public speaking may be low-risk in terms of physical injury, but you're still vulnerable to costly liability when engaging with the public. A claim that your advice was damaging could wreak havoc. Motivational speaker insurance can cover the cost of hiring an attorney, settlements, and court-ordered judgments if you're sued.

How much does insurance cost for public speakers?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

Public speaking services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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