Business Insurance for Public Speakers

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An allegation of slander or monetary loss caused by a speech could have major reputational and financial consequences. Protect your small business with policies designed for public speakers.

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One application, multiple quotes

Insureon helps public speakers compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do public speakers need?

These policies provide coverage for the most common public speaker risks.

Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for a public speaker.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance, can help cover legal expenses if a professional speaker is sued over an unsatisfactory speech or an error.

BEST FOR
  • Failure to appear at promised time
  • Dissatisfied clients
  • Errors in a speech
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for public speakers who have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
General liability insurance icon

General liability insurance

This policy covers common public speaking risks, such as an injury in the audience or damage to client property. Bundle with property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Other third-party accidents
Looking for different coverage? See more policies.

How much does insurance cost for public speakers?

Man in professional services calculating cost of insurance.

Several factors will have an impact on insurance costs, including:

  • Public speaking services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do public speakers need insurance?

Public speaking may be low-risk in terms of physical injury, but you're still vulnerable to costly liability when engaging with the public. A claim that your advice was damaging could wreak havoc. Motivational speaker insurance can cover the cost of hiring an attorney, settlements, and more.

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