An allegation of slander or monetary loss caused by a speech could have major reputational and financial consequences. Protect your small business with policies designed for public speakers.
These policies provide coverage for the most common public speaker risks.
A business owner's policy, or BOP, is a cost-effective way for public speakers to buy general liability coverage and commercial property insurance together.
This policy covers common public speaking risks, such as an injury in the audience or damage to client property. Bundle with property insurance for savings in a BOP.
This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a professional speaker is sued over an unsatisfactory speech or an error.
Most states require workers' comp for public speakers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a public speaker's vehicle is involved in an accident. It's required for vehicles registered to a business.
Cyber liability insurance helps public speakers recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.
Public speaking may be low-risk in terms of physical injury, but you're still vulnerable to costly liability when engaging with the public. A claim that your advice was damaging could wreak havoc. Motivational speaker insurance can cover the cost of hiring an attorney, settlements, and court-ordered judgments if you're sued.