Even a well-prepared funeral home is susceptible to accidents that could wreck financial havoc, such as a pallbearer injury or a crematorium fire. Shield your funeral home with affordable policies.
These policies provide coverage for common risks faced by funeral directors.
A business owner's policy, or BOP, is a cost-effective way for funeral directors to buy general liability coverage and commercial property insurance together.
This policy is also called errors and omissions insurance (E&O). It helps cover legal expenses if a bereaved family member sues over the quality of a funeral or another issue.
Workers’ compensation insurance is required in almost every state for funeral homes that have employees. It can cover medical bills for work-related injuries.
General liability insurance covers basic funeral home risks, such as client property damage or bodily injury. Bundle with commercial property insurance for savings in a BOP.
As a funeral director, you work with emotionally fraught clients on a daily basis. This exposes you to a high level of risk. Funeral home insurance helps pay expenses related to slip-and-fall accidents, employee injuries, lawsuits brought by the bereaved, and property damage.