Even a well-prepared funeral home is susceptible to accidents that could wreck financial havoc, such as a pallbearer injury or a crematorium fire. Shield your funeral home with affordable policies.
These policies provide coverage for common risks faced by funeral directors.
A BOP bundles property insurance and general liability insurance in one plan. It's often one of the most cost-effective types of commercial insurance for funeral directors.
This policy, also called errors and omissions insurance, can help cover legal expenses if a bereaved family member sues over the quality of a funeral or another issue.
Workers’ compensation insurance is required in almost every state for funeral homes that have employees. It can cover medical bills for work-related injuries.
General liability covers basic funeral home risks, such as client property damage or injury. Bundle with property insurance for savings in a business owner’s policy.
As a funeral director, you work with emotionally fraught clients on a daily basis. This exposes you to a high level of risk. Funeral home insurance helps pay expenses related to slip-and-fall accidents, employee injuries, lawsuits brought by the bereaved, and more.