Your job is to serve legal papers to individuals who might not want them, which is why insurance is essential. Business insurance and process server bonds provide financial protection against injuries, property damage, and failure to fulfill your duty.
A business owner's policy, or BOP, is a cost-effective way for process servers to buy commercial property insurance and general liability coverage together.
A general liability policy covers basic third-party risks, such as a person who slips and suffers an injury while being served a subpoena. It's often required for a commercial lease.
Professional liability coverage helps pay for legal costs if you make a mistake or are accused of negligence. It's sometimes called errors and omissions insurance (E&O).
Most states require workers’ comp for process serving businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers the costs of bodily injuries and property damage in an accident involving a process server's vehicle. Each state sets its own laws for auto liability insurance.
Cyber liability insurance helps process servers recover from cyberattacks and data breaches. It's recommended for any business that handles court documents or other personal information.
It's easy to get process server business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find insurance coverage and surety bonds that fit your process serving business, whether you work independently or hire employees.