Business Insurance for Process Servers

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Process Server

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Why do process servers need insurance?

Your job is to serve legal papers to individuals who might not want them, which is why insurance is essential. Business insurance and process server bonds provide financial protection against injuries, property damage, and failure to fulfill your duty.

A process server delivering a document to a person holding a pencil.

Find the right coverage

Insureon helps process servers find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of business insurance do process servers need?

These insurance policies cover the most common risks for process servers.

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for process servers to buy commercial property insurance and general liability coverage together.

BEST FOR

Slip-and-fall accidents
Customer property damage
Business property damage

General liability insurance

A general liability policy covers basic third-party risks, such as a defendant who trips and suffers an injury while being served. Bundle it with commercial property insurance in a business owner's policy for a discount.

BEST FOR

Third-party bodily injuries
Third-party property damage
Libel and slander lawsuits

Professional liability insurance

Professional liability coverage helps pay for legal costs if you make a mistake, or fail to deliver legal documents by a deadline. It's also called errors and omissions insurance (E&O).

BEST FOR

Failure to deliver documents
Accusations of negligence
Work errors and oversights

Workers’ compensation insurance

Most states require workers’ comp for process serving businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Lawsuits over employee injuries

Commercial auto insurance

This policy covers the costs of bodily injuries and property damage in an accident involving a process server's vehicle. Each state sets its own laws for auto liability insurance.

BEST FOR

Medical payments from an auto accident
Property damage caused by your vehicle
Vehicle theft and vandalism

Cyber liability insurance

Cyber liability insurance helps process servers recover from a cyberattack or data breach. It's strongly recommended for any business that handles court documents or other sensitive data.

BEST FOR

Data breach notification costs
Data breach investigations
Cyberextortion payments

Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

Business professional in a tie calculating the cost of insurance.

A small business with a few workers will pay less for insurance than a large company.

Factors that affect premiums include:

Professional services offered
Business property and equipment
Business income
Types of insurance purchased
Policy limits and deductibles

View Costs

How do I get process server insurance?

It's easy to get process server business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. providers to find insurance coverage and surety bonds that fit your process serving business, whether you work independently or hire employees.

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