A lawsuit over unsatisfactory vacation accommodations or a customer injury at your office could be costly. Ensure that your business is covered with travel agent insurance.
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These policies provide coverage for the most common travel agent risks.
A business owner's policy, or BOP, is a cost-effective way for travel agents and agencies to buy general liability coverage and commercial property insurance together.
A general liability policy covers basic third-party risks, such as a client who trips on an uneven step at your travel agency. Bundle it with commercial property insurance for savings in a BOP.
Also called professional liability insurance, E&O can help cover legal expenses if a travel agent is sued over booking a substandard hotel or other unsatisfactory work.
Most states require workers' comp for travel agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a travel agent's vehicle is involved in an accident. It's required for vehicles registered to a business.
This policy helps independent travel agents and agencies survive data breaches and cyberattacks by covering customer notification expenses and other associated costs.
Your clients are looking to relax and recharge, which means a low tolerance for issues when it comes to airfare, hotel reservations, and other travel hassles. Travel agent insurance can cover expenses related to a lawsuit from a disgruntled customer, an injury at your office, a data breach that exposes client information, and other costly incidents.
Several factors will have an impact on insurance costs, including:
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