Travel Agent Insurance

Travel Agents
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Why do travel agents need insurance?

Your clients are looking to relax and recharge, which means a low tolerance for hassles. Travel agent insurance can cover expenses related to a lawsuit from a cancelled reservation, an injury at your office, a data breach that exposes client information, and other costly incidents.

Travel agent assisting a client on a call.
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Get same-day insurance

With Insureon, travel agents and tour operators can get insurance coverage the same day they apply for quotes.

Fill out our easy online application to compare quotes from top-rated providers.

What types of business insurance do travel agents need?

These insurance policies cover the most common risks for travel agents.

Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for travel agents to buy general liability coverage and commercial property insurance together.

  • Bodily injuries at your office
  • Accidents that damage customer property
  • Stolen or damaged business property
General liability insurance icon

General liability insurance

A general liability policy covers basic third-party risks, such as a client who trips on a broken step at your travel agency. Bundle it with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Customer property damage
  • Libel and other advertising injuries
Errors and omissions insurance icon

Errors and omissions insurance

E&O insurance cover legal defense costs if a travel agent is sued for unsatisfactory work. It's also referred to as professional liability insurance or professional indemnity insurance.

  • Hotel and flight cancellations
  • Professional negligence
  • Errors in an itinerary
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for travel agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Legal expenses from employee injuries
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when a travel agent's vehicle is involved in an accident. Most states require this coverage for vehicles registered to a business.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber insurance icon

Cyber insurance

This policy helps independent travel agents and travel agencies financially survive data breaches and cyberattacks. It's strongly recommended for any small business that stores personal information.

  • Data breach investigations
  • Client notification expenses
  • Fraud monitoring services
Looking for different coverage? See more policies.

How much does insurance cost for travel agents?

Professional service business owner calculating the cost of insurance.

A travel agent who works independently will pay less for insurance than a larger agency.

Factors that affect premiums include:

  • Professional services offered
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
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How do I get travel agent insurance?

It's easy to get travel agent business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your travel agency, whether you work independently or hire employees.

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