Business Insurance for Travel Agents

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Travel Agents
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A lawsuit over unsatisfactory vacation accommodations or a customer injury at your office could be costly. Ensure that your business is covered with travel agent insurance.

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One application, multiple quotes

Insureon helps travel agents and agencies compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do travel agents and agencies need?

These policies provide coverage for the most common travel agent risks.

Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for travel agents and agencies to buy general liability coverage and commercial property insurance together.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
General liability insurance icon

General liability insurance

A general liability policy covers basic third-party risks, such as a client who trips on an uneven step at your travel agency. Bundle it with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Customer property damage
  • Libel and other advertising injuries
Errors and omissions insurance icon

Errors and omissions insurance

Also called professional liability insurance, E&O can help cover legal expenses if a travel agent is sued over booking a substandard hotel or other unsatisfactory work.

  • Substandard accommodations
  • Accusations of negligence
  • Travel planning mistakes and oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for travel agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when a travel agent's vehicle is involved in an accident. It's required for vehicles registered to a business.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber liability insurance icon

Cyber liability insurance

This policy helps independent travel agents and agencies survive data breaches and cyberattacks by covering customer notification expenses and other associated costs.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do travel agents need insurance?

Your clients are looking to relax and recharge, which means a low tolerance for issues when it comes to airfare, hotel reservations, and other travel hassles. Travel agent insurance can cover expenses related to a lawsuit from a disgruntled customer, an injury at your office, a data breach that exposes client information, and other costly incidents.

How much does insurance cost for travel agents?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

  • Travel services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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