Business Insurance for Employment Agencies

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Employment Agency
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A lawsuit over a visitor's injury at your office or penalties from failing to provide workers’ compensation could be financially devastating. Shield your small business with insurance for employment agencies.

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One application, multiple quotes

Insureon helps employment agencies compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do employment agencies need?

These policies provide coverage for common employment agency risks.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective commercial insurance for an employment agency.

  • Customer injuries
  • Damaged business property
  • Business interruption incidents
General liability insurance icon

General liability insurance

This policy provides financial protection against basic third-party risks, such as a client who sues after tripping over a loose cable in your employment agency.

  • Customer injuries
  • Customer property damage
  • Libel and slander lawsuits
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if an employment agency or staffing agency is sued for unsatisfactory work.

  • Accusations of negligence
  • Failure to fill a position in time
  • Work mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for employment agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when an employment agency's vehicle is involved in an accident. It's required for vehicles registered to a business.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber liability insurance icon

Cyber liability insurance

This insurance for employment agencies protects against data breaches and cyberattacks by covering data recovery expenses and other associated costs.

  • Data breaches
  • Customer notification expenses
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do employment agencies need business insurance?

Connecting employers and employees means your agency faces substantial liability. A slip-and-fall accident by a job candidate, failure to fulfill a contract, or other issues could lead to a lawsuit. Business insurance for employment agencies and IT staffing agencies can cover attorney’s fees, settlements, and other unexpected costs.

How much does business insurance cost for employment agencies?

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Several factors will have an impact on insurance costs, including:

  • Employment services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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