Business Insurance for Employment Agencies

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Employment Agency

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Save money by comparing insurance quotes for employment agencies

A lawsuit over a visitor's injury at your office or penalties from failing to provide workers’ compensation could be financially devastating. Shield your small business with insurance for employment agencies.

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One application, multiple quotes

Insureon helps employment agencies compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do employment agencies need?

These policies provide coverage for common employment agency risks.

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective commercial insurance for an employment agency.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

General liability insurance

This policy provides financial protection against basic third-party risks, such as a client who sues after tripping over a loose cable in your employment agency.

BEST FOR

Customer injuries
Customer property damage
Libel and slander lawsuits

Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if an employment agency or staffing agency is sued for unsatisfactory work.

BEST FOR

Accusations of negligence
Failure to fill a position in time
Work mistakes or oversights

Workers’ compensation insurance

Most states require workers' comp for employment agencies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when an employment agency's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

This insurance for employment agencies protects against data breaches and cyberattacks by covering data recovery expenses and other associated costs.

BEST FOR

Data breaches
Customer notification expenses
Fraud monitoring costs

Looking for different coverage? See more policies.

Why do employment agencies need business insurance?

Connecting employers and employees means your agency faces substantial liability. A slip-and-fall accident by a job candidate, failure to fulfill a contract, or other issues could lead to a lawsuit. Business insurance for employment agencies and IT staffing agencies can cover attorney’s fees, settlements, and other unexpected costs.

How much does business insurance cost for employment agencies?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

Employment services offered
Business equipment and property
Revenue
Location
Number of employees

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