Business Insurance for Employment Agencies

Compare multiple quotes from top carriers with one application.

Employment Agency

Or call us at (800) 688-1984

We partner with trusted A-rated insurance companies

Why do employment agencies need business insurance?

If a temporary worker alleges they were paid unfairly, or placed in a hazardous workplace, the result could be a lawsuit. Business insurance can help pay for costly legal fees, settlements, medical expenses, and property repairs that could devastate a small employment agency.

Employment agency worker matching photos of candidates with job descriptions.

One application, multiple quotes

Insureon helps employment agencies and temporary staffing agencies compare quotes from top U.S. insurance carriers online.

Get several quotes with one easy application.

What types of insurance do employment agencies need?

These insurance policies cover common risks in the staffing industry.

Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective commercial insurance for an employment agency.

BEST FOR

Customer injuries
Stolen or damaged business property
Business interruption incidents

General liability insurance

A general liability policy provides financial protection against third-party risks, such as a client who trips on a broken step at a temporary staffing firm and suffers a concussion.

BEST FOR

Customer injuries
Customer property damage
Libel and slander lawsuits

Professional liability insurance

This policy helps cover legal defense costs if a temporary employee sues your agency for negligence or a mistake. It's sometimes referred to as errors and omissions insurance (E&O).

BEST FOR

Wage and overtime disputes
Background check violations
Breach of contract

Workers’ compensation insurance

Most states require workers' comp for staffing companies that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when an employment agency's vehicle is involved in an accident. State laws usually require this coverage for business vehicles.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

This policy helps employment agencies recover from data breaches. It's recommended for any small business that handles Social Security numbers or other personal information.

BEST FOR

Customer notification costs
Fraud monitoring services
Data breach investigations

Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

Business professional in a tie calculating the cost of insurance.

An employment agency with only a few workers will pay less for insurance than a larger company.

Factors that affect premiums include:

Professional services offered, such as staffing services
Business property and equipment
Business income
Types of insurance purchased
Policy limits and deductibles

View Costs

How do I get staffing agency insurance?

It's easy to get business insurance for your employment agency, IT staffing agency, or medical staffing agency if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your employment agency, whether you work independently or hire employees.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant