Business Insurance for IT Staffing Agencies

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IT Staffing
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Why do IT staffing agencies need business insurance?

A lawsuit from a client could significantly impact your employment agency. Business insurance protects against unexpected costs related to staffing errors, client disputes about temporary workers, and other risks that could put a small agency out of business.

IT staffer interviewing a potential hire.
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Find affordable coverage

Temporary staffing firms and employment agencies can save money by comparing quotes from top insurers.

Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.

What types of insurance do IT staffing professionals need?

These insurance policies cover common risks in the staffing industry.

Errors and omissions insurance icon

Technology errors and omissions insurance

Technology E&O, sometimes called professional liability insurance, can cover mistakes made by a temporary staffing agency. It's strongly recommended in the IT professional service industry.

  • Missed staffing deadlines
  • Failure to conduct a background check
  • Work errors and oversights
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Cyber liability insurance

This insurance coverage helps IT staffing firms survive data breaches and cyberattacks. It's recommended for any business that handles sensitive information.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
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Fidelity bonds

Fidelity bonds compensate your clients if an employee or temporary employee steals from them. They may be required by client contracts.

  • Unlawful data access by an employee
  • Unauthorized money transfers
  • Other employee theft or fraud
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General liability insurance

A general liability policy covers basic staffing services risks, such as client injury at your office. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).

  • Third-party bodily injuries
  • Third-party property damage
  • Libel and other advertising injuries
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Workers’ compensation insurance

Most states require workers' comp for IT staffing companies that have employees. It also protects sole proprietors from work-related healthcare costs.

  • Employee medical expenses
  • Disability benefits
  • Employee injury lawsuits
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Commercial auto insurance

Commercial auto insurance covers the cost of accidents involving business-owned vehicles. For personal cars used for business, you may need hired and non-owned auto liability insurance.

  • Auto accidents
  • Vehicle theft and vandalism
  • Vehicle weather damage
Looking for different coverage? See more policies.

How much does technology business insurance cost?

IT business owner makes calculations on a tablet.

A small business with a few workers will pay less for insurance than a large company.

Factors that affect premiums include:

  • Services offered
  • Business property and equipment
  • Business revenue
  • Types of property and liability coverage purchased
  • Policy limits and deductibles
View Costs

How do I get staffing agency insurance?

It's easy to get IT staffing business insurance or employment agency insurance if you have your company information on hand. Our insurance application will ask for basic facts about your agency, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your IT staffing agency, whether you work independently or hire employees.

What our customers are saying
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"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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