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IT Staffing Agency Insurance
IT Staffing (Staffing other than IT is ineligible)
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Why do IT staffing agencies need business insurance?
A lawsuit from a client could significantly impact your employment agency. Business insurance protects against unexpected costs related to staffing errors, client disputes about temporary workers, and other risks that could put a small agency out of business.
Find affordable coverage
Temporary staffing firms and employment agencies can save money by comparing quotes from top insurers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.
What types of insurance do IT staffing professionals need?
These insurance policies cover common risks in the staffing industry.
Technology errors and omissions insurance
Technology E&O, sometimes called professional liability insurance, can cover mistakes made by a temporary staffing agency. It's strongly recommended in the IT professional service industry.
BEST FOR
- Missed staffing deadlines
- Failure to conduct a background check
- Work errors and oversights
Cyber insurance
This insurance coverage helps IT staffing firms survive data breaches and cyberattacks. It's recommended for any business that handles sensitive information.
BEST FOR
- Data breach lawsuits
- Client notification expenses
- Fraud monitoring costs
General liability insurance
A general liability policy covers basic staffing services risks, such as client injury at your office. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
BEST FOR
- Third-party bodily injuries
- Third-party property damage
- Libel and other advertising injuries
Fidelity bonds
Fidelity bonds compensate your clients if an employee or temporary employee steals from them. They may be required by client contracts.
BEST FOR
- Unlawful data access by an employee
- Unauthorized money transfers
- Other employee theft or fraud
Workers’ compensation insurance
Most states require workers' comp for IT staffing companies that have employees. It also protects sole proprietors from work-related healthcare costs.
BEST FOR
- Employee medical expenses
- Disability benefits
- Employee injury lawsuits
Commercial auto insurance
Commercial auto insurance covers the cost of accidents involving business-owned vehicles. For personal cars used for business, you may need hired and non-owned auto liability insurance.
BEST FOR
- Auto accidents
- Vehicle theft and vandalism
- Vehicle weather damage
Looking for different coverage? See more policies.
How much does technology business insurance cost?
A small business with a few workers will pay less for insurance than a large company.
Factors that affect premiums include:
- Services offered
- Business property and equipment
- Business revenue
- Types of property and liability coverage purchased
- Policy limits and deductibles
How do I get staffing agency insurance?
It's easy to get IT staffing business insurance or employment agency insurance if you have your company information on hand. Our insurance application will ask for basic facts about your agency, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your IT staffing agency, whether you work independently or hire employees.
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