Phone and chat support may be limited from Thursday, 11/24 through Friday, 11/25 as we observe the Thanksgiving holiday. You can still access your account and apply for quotes online.

Business Insurance for Career Coaches

Compare multiple quotes from top carriers with one application.

Career Coach

Or call us at (800) 688-1984

We partner with trusted A-rated insurance companies

Why do career coaches need insurance?

You’re in the business of giving transformative career advice, but sometimes it doesn’t pan out. A client’s expectations can be high, and if not met, you could be sued. Fortunately, business insurance can protect you from lawsuits and numerous other risks you face in the career coaching field.

Career coach assisting a potential employee with paperwork.

Find the right coverage

Insureon helps career coaches find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

Which business insurance policies do career coaches need?

These policies cover the common risks of providing career coaching services.

Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for a career coach.

BEST FOR

Customer injuries
Damaged customer property
Stolen or damaged business property

General liability insurance

General liability insurance covers common third-party risks, such as accidental property damage during a coaching session. It's often required for a commercial lease.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Defamation lawsuits

Professional liability insurance

This policy covers legal defense costs if a career coach is sued for negligence, such as advice that caused financial loss. It's sometimes referred to as errors and omissions insurance (E&O).

BEST FOR

Coaching errors or oversights
Failure to meet client expectations
Breach of contract

Workers’ compensation insurance

Most states require workers' comp for career coaching businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when a career coach's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

This type of coverage helps career coaches recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.

BEST FOR

Data breach investigations
Customer notification costs
Fraud monitoring services

Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

Business professional in a tie calculating the cost of insurance.

A career coach who works independently will pay less for insurance than a larger business.

Factors that affect premiums include:

Professional services offered
Business property and equipment
Business income
Types of insurance purchased
Policy limits and deductibles

View Costs

How do I get career coaching insurance?

It's easy to get career coaching business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your coaching practice, whether you work independently or hire employees.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant