You’re in the business of giving transformative career advice, but sometimes it doesn’t pan out. A client’s expectations can be high, and if not met, you could be sued. Fortunately, business insurance can protect you from lawsuits and numerous other risks you face in the career coaching field.
Insureon helps career coaches find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
These policies cover the common risks of providing career coaching services.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for a career coach.
General liability insurance covers common third-party risks, such as accidental property damage during a coaching session. It's often required for a commercial lease.
This policy covers legal defense costs if a career coach is sued for negligence, such as advice that caused financial loss. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for career coaching businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a career coach's vehicle is involved in an accident. It's required for vehicles registered to a business.
This type of coverage helps career coaches recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.
A career coach who works independently will pay less for insurance than a larger business.
Factors that affect premiums include:
It's easy to get career coaching business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your coaching practice, whether you work independently or hire employees.