Business Insurance for Professional Organizers

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If a client claims your advice was detrimental, the outcome could be financially devastating. Professional organizer business insurance covers lawsuits, damaged client property, and more.

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One application, multiple quotes

Insureon helps professional organizers compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do professional organizers need?

These policies cover common risks faced by professional organizers.

Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is a cost-effective type of commercial insurance for professional organizers.

BEST FOR
  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Professional liability insurance icon

Professional liability insurance

This policy, also known as errors and omissions insurance, can help cover legal expenses when home organization professionals are sued for unsatisfactory work.

BEST FOR
  • Failure to produce promised results
  • Project scope disputes
  • Work mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp insurance is required in almost every state for professional organizing businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
General liability insurance icon

General liability insurance

This policy covers common professional organizer risks, such as accidentally spilling a drink on a baseball card collection. Bundle with property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Looking for different coverage? See more policies.

How much does business insurance cost for professional organizers?

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Several factors will have an impact on insurance costs, including:

  • Organizational services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."
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Why do professional organizers need insurance?

Helping your clients get organized can be rewarding, but it’s not without risk. From accusations of substandard work to client property damage, a lot can go wrong when you work with clients. Professional organizer insurance can help pay for lawsuits, property damage, and other costs that might otherwise devastate your business.

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