If a client claims your advice was detrimental, the outcome could be financially devastating. Professional organizer business insurance covers lawsuits, damaged client property, and more.
These policies cover common risks faced by professional organizers.
A business owner's policy, or BOP, is a cost-effective way for professional organizers to buy general liability coverage and commercial property insurance together.
This policy is also known as errors and omissions insurance (E&O). It helps cover legal expenses when a home organization professional is sued for unsatisfactory work.
Workers’ comp insurance is required in almost every state for professional organizing businesses that have employees. It can cover medical bills for work-related injuries.
This policy covers basic third-party business risks, such as an organizer accidentally throwing out a valuable item. Bundle with property insurance for savings in a BOP.
Helping your clients get organized can be rewarding, but it’s not without risk. From accusations of substandard work to accidental property damage, a lot can go wrong when you work inside someone's home. Professional organizer insurance can help pay for lawsuits, dropped items, and other incidents that might otherwise devastate your business.