Business Insurance for Professional Organizers

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If a client claims your advice was detrimental, the outcome could be financially devastating. Professional organizer business insurance covers lawsuits, damaged client property, and more.

Professional organizer sorting items on a shelf.

One application, multiple quotes

Insureon helps professional organizers compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do professional organizers need?

These policies cover common risks faced by professional organizers.

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is a cost-effective type of commercial insurance for professional organizers.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

Professional liability insurance

This policy, also known as errors and omissions insurance, can help cover legal expenses when home organization professionals are sued for unsatisfactory work.

BEST FOR

Failure to produce promised results
Project scope disputes
Work mistakes or oversights

Workers’ compensation insurance

Workers’ comp insurance is required in almost every state for professional organizing businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

General liability insurance

This policy covers common professional organizer risks, such as accidentally spilling a drink on a baseball card collection. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Looking for different coverage? See more policies.

How much does business insurance cost for professional organizers?

Man in professional services calculating cost of insurance.

Several factors will have an impact on insurance costs, including:

Organizational services offered
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do professional organizers need insurance?

Helping your clients get organized can be rewarding, but it’s not without risk. From accusations of substandard work to client property damage, a lot can go wrong when you work with clients. Professional organizer insurance can help pay for lawsuits, property damage, and other costs that might otherwise devastate your business.

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