Business Insurance for Virtual Assistants

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Save money by comparing insurance quotes for virtual assistants

Virtual assistants are exposed to real-world liability while performing virtual tasks. Business insurance for administrative assistants protects your home business from lawsuits and other costly risks.

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Compare quotes from top carriers

Insureon helps virtual assistants compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do virtual assistants need?

These policies provide coverage for the most common virtual assistant risks.

Business owner's policy

A BOP is an affordable way for virtual assistants to buy general liability insurance and commercial property insurance together. Small, low-risk businesses are usually eligible.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

General liability insurance

This policy covers common third-party risks, such as a delivery person tripping on an uneven step at your home. Bundle it with commercial property insurance in a business owner's policy for savings.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Professional liability insurance

This policy can cover work mistakes and oversights, such as a personal assistant forgetting to file timely paperwork. It's also called errors and omissions insurance (E&O).

BEST FOR

Work errors and oversights
Missed deadlines
Failure to provide promised services

Workers’ compensation insurance

Most states require workers' comp for virtual assistants who hire employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Lawsuits over employee injuries

Commercial auto insurance

Commercial auto insurance covers financial losses when a virtual assistant's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

Cyber liability insurance helps virtual assistants recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.

BEST FOR

Customer notification costs
Data breach investigations
Fraud monitoring services

Looking for different coverage? See more policies.

Why do virtual office assistants need business insurance?

Virtual office and executive assistants are vital to the success of many companies. It may seem a low-risk enterprise, but even virtual work has its risks. From an injury at your home office to a lawsuit over a missed deadline, business insurance for administrative assistants protects against common risks that could severely impact your home business.

How much does insurance cost for virtual assistants?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

Virtual assistant services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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