It may seem a low-risk enterprise, but even virtual work has its risks. From an injury at your home office to a lawsuit over a missed deadline, business insurance for administrative assistants protects against common risks that could severely impact your home business.
These insurance policies cover the most common risks for virtual assistants.
A BOP is an affordable way for virtual assistants to buy general liability coverage and commercial property insurance together. Small, low-risk businesses are usually eligible.
This policy covers common third-party risks, such as a delivery person slipping on an icy step at your home. Bundle it with commercial property insurance in a business owner's policy for savings.
This policy can cover work mistakes and oversights, such as a personal assistant missing a deadline for a social media post. It's also called errors and omissions insurance (E&O).
Most states require workers' comp for virtual assistant companies with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a virtual assistant's vehicle is involved in an accident. Most states require this coverage for vehicles owned by a business.
This policy helps virtual assistants recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other personal information.
It's easy to get virtual assistant business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your virtual assistant services, whether you work independently or hire employees.