Business Insurance for Tutors

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A lawsuit over unsatisfactory test results could cause major losses. Shield your business with insurance that matches the unique risks of tutoring.

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One application, multiple quotes

Insureon helps tutors compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do tutors need?

These policies provide coverage for the most common tutoring risks.

Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is an affordable way for a small tutoring business to purchase commercial property insurance and general liability insurance together.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common tutoring risks, such as accidentally dropping a student’s laptop. Bundle with commercial property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel and slander lawsuits
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It helps cover legal expenses if a tutoring company is sued over poor test results or other unsatisfactory work.

  • Lawsuits over student performance
  • Failure to deliver promised results
  • Tutoring mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for tutoring businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers financial losses when a tutor's vehicle is involved in an accident. It's required for vehicles registered to a business.

  • Property damage caused by your vehicle
  • Bodily injuries from an auto accident
  • Vehicle theft and vandalism
Cyber liability insurance icon

Cyber liability insurance

Cyber liability insurance helps professional tutors recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.

  • Customer notification costs
  • Data breach investigations
  • Fraud monitoring services
Looking for different coverage? See more policies.

Why do tutors need insurance?

As a tutor, you're tasked with preparing students for the SAT, Advanced Placement (AP) exams, and other tests that can determine a student's future. Your clients have high expectations, and might sue over disappointing results. Private tutor insurance can mitigate legal expenses, medical bills, and other unexpected costs that could devastate a small tutoring company.

How much does insurance cost for tutors?

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Several factors will have an impact on insurance costs, including:

  • Tutoring services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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