Business Insurance for Tutors

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Save money by comparing insurance quotes for tutors

A lawsuit over unsatisfactory test results could cause major losses. Shield your business with insurance that matches the unique risks of tutoring.

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One application, multiple quotes

Insureon helps tutors compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do tutors need?

These policies provide coverage for the most common tutoring risks.

Business owner’s policy

A business owner's policy, or BOP, is an affordable way for a small tutoring business to purchase commercial property insurance and general liability insurance together.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

General liability insurance

This policy covers common tutoring risks, such as accidentally dropping a student’s laptop. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel and slander lawsuits

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It helps cover legal expenses if a tutoring company is sued over poor test results or other unsatisfactory work.

BEST FOR

Lawsuits over student performance
Failure to deliver promised results
Tutoring mistakes or oversights

Workers’ compensation insurance

Most states require workers' comp for tutoring businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when a tutor's vehicle is involved in an accident. It's required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

Cyber liability insurance helps professional tutors recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.

BEST FOR

Customer notification costs
Data breach investigations
Fraud monitoring services

Looking for different coverage? See more policies.

Why do tutors need insurance?

As a tutor, you're tasked with preparing students for the SAT, Advanced Placement (AP) exams, and other tests that can determine a student's future. Your clients have high expectations, and might sue over disappointing results. Private tutor insurance can mitigate legal expenses, medical bills, and other unexpected costs that could devastate a small tutoring company.

How much does insurance cost for tutors?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

Tutoring services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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