As a tutor, you're tasked with preparing students for the SAT, Advanced Placement (AP) exams, and other tests that can determine a student's future. Your clients have high expectations, and might sue over disappointing results. Business insurance can help pay for legal expenses, medical bills, and other unexpected costs that could devastate a small tutoring company.
These business insurance policies cover the most common risks of tutoring.
A business owner's policy, or BOP, is an affordable way for a small tutoring business to purchase commercial property insurance and general liability coverage together.
This policy covers basic third-party risks, such as accidentally dropping a student’s laptop during a tutoring session. It’s often required for a commercial lease.
This policy helps cover legal costs if a tutor is sued for negligence, mistakes, or oversights. It's sometimes referred to as errors and omissions insurance (E&O).
Most states require workers' comp for tutoring businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a tutor's vehicle is involved in an accident. Each state has its own auto liability insurance requirements.
A cyber liability policy helps professional tutors recover from data breaches and cyberattacks. It's recommended for any business that handles credit card numbers or other personal information.
It's easy to get tutoring insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your tutoring services, whether you work independently or hire employees.