Business Insurance for Tutors

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Save money by comparing insurance quotes for tutors

A lawsuit over unsatisfactory test results or a student injury could cause major losses. Ensure that your business is shielded with the right insurance for tutors.

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One application, multiple quotes

Insureon helps tutors compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do tutors need?

These policies provide coverage for the most common tutoring risks.

Business owner’s policy

A business owner's policy, or BOP, is an affordable way for a small tutoring business to purchase commercial property insurance and general liability insurance together.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It helps cover legal expenses if a tutoring company is sued over poor test results or other unsatisfactory work.

BEST FOR

Lawsuits over student performance
Failure to deliver promised results
Tutoring mistakes or oversights

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for tutoring businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

General liability insurance

This policy covers common tutoring risks, such as accidentally dropping a student’s laptop. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel and slander lawsuits

Looking for different coverage? See more policies.

Why do tutors need insurance?

As a tutor, you're tasked with preparing students for the SAT, Advanced Placement (AP) exams, and other tests that can determine a student's future. Your clients have high expectations, and might sue over disappointing results. Private tutor insurance can mitigate legal expenses, medical bills, and other unexpected costs that could devastate a small tutoring company.

How much does insurance cost for tutors?

Business professional in a tie calculating the cost of insurance.

Several factors will have an impact on insurance costs, including:

Tutoring services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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