Business Insurance for Tutors

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A lawsuit over unsatisfactory test results or an injury experienced by a student could cause major losses. Ensure that your small business is shielded with the right insurance for tutors.

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One application, multiple quotes

Insureon helps tutors compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do tutors need?

These policies provide coverage for the most common tutoring risks.

Business owner’s policy icon

Business owner’s policy

A BOP bundles property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for a tutoring business.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance, can help cover legal expenses if a tutoring company is sued over poor test results or other unsatisfactory work.

BEST FOR
  • Lawsuits over student performance
  • Failure to deliver promised results
  • Tutoring mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for tutoring businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Workers’ compensation insurance icon

General liability insurance

This policy covers common tutoring risks, such as accidentally dropping a student’s laptop. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for tutors?

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Several factors will have an impact on insurance costs, including:

  • Tutoring services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."
Michael D.
Custom programmer
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Why do tutors need insurance?

As a tutor, you're tasked with preparing students for the SAT, Advanced Placement (AP) exams, and more. Your clients likely have high expectations for improved performance. In the event a parent sues you over low test scores or student injury, private tutor insurance can mitigate legal fees and other costs.

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