A lawsuit over unsatisfactory test results could cause major losses. Shield your business with insurance that matches the unique risks of tutoring.
These policies provide coverage for the most common tutoring risks.
A business owner's policy, or BOP, is an affordable way for a small tutoring business to purchase commercial property insurance and general liability insurance together.
This policy covers common tutoring risks, such as accidentally dropping a student’s laptop. Bundle with commercial property insurance for savings in a business owner’s policy.
This policy is also called errors and omissions insurance (E&O). It helps cover legal expenses if a tutoring company is sued over poor test results or other unsatisfactory work.
Most states require workers' comp for tutoring businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a tutor's vehicle is involved in an accident. It's required for vehicles registered to a business.
Cyber liability insurance helps professional tutors recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.
As a tutor, you're tasked with preparing students for the SAT, Advanced Placement (AP) exams, and other tests that can determine a student's future. Your clients have high expectations, and might sue over disappointing results. Private tutor insurance can mitigate legal expenses, medical bills, and other unexpected costs that could devastate a small tutoring company.