Your primary goal is to entertain – another goal is to protect your business. Performer insurance helps cover employee injuries, lawsuits brought by dissatisfied customers, and other risks.
Insureon helps clowns, magicians, balloon artists, musicians, and other performers compare insurance quotes from top U.S. carriers online.
These policies provide coverage for the most common risks of performing.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective type of commercial insurance for performers.
This policy covers basic performance risks, such as an accident that injures someone in the audience. It's also called public liability insurance for entertainers.
This policy, also called errors and omissions insurance (E&O), can cover lawsuits related to your work, such as a canceled performance that costs a client money. It can be combined with a BOP.
Most states require workers' comp for entertainment businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a performer's vehicle is involved in an accident. It's required for vehicles registered to a business.
Cyber liability insurance helps performers and entertainers recover from data breaches and cyberattacks. It's strongly recommended for any business that handles credit card numbers or other sensitive information.
From stand-up comedy to balloon art, your goal is to delight your audience. However, independent contractors entertaining at special events or private parties face numerous risks. Entertainer insurance can safeguard against lawsuits sparked by a fire, a juggling accident, or claims that lyrics were plagiarized.
Several factors will have an impact on insurance costs, including:
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