Whether you perform as a magician, a singer, or a clown, your goal is to delight your audience. However, providing entertainment at special events and private parties comes with numerous risks. Entertainer and performer insurance provides financial protection against accidental injuries, damaged property, and claims that material was plagiarized.
These insurance policies cover the most common risks of performing.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective type of commercial insurance for performers.
This policy covers basic performance risks, such as a juggling accident that injures someone in the audience. It's also called public liability insurance for entertainers.
This policy, also called errors and omissions insurance (E&O), covers liability claims related to your work, such as a puppeteer who is sued for canceling a performance. You can often combine it with a BOP.
Most states require workers' comp for entertainment businesses with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when a performer's vehicle is involved in an accident. Most states require this coverage for vehicles registered to a business.
This policy helps mimes, body painters, ventriloquists, and other performers recover from data breaches. It's recommended for any business that stores personal information.
It's easy to get performer and entertainer business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your entertainment business, whether you work as an independent contractor or hire employees.