App Developer Insurance

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Smartphone / Mobile Phone / Tablet Application Development
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Save money by comparing app developer insurance quotes

A bug in your Android or iOS app could lead to a lawsuit. Protect your business against costly incidents with policies that match your unique risks.

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Insureon helps application developers compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do mobile app developers need?

These policies cover the most common risks of mobile app development.

Errors and omissions insurance icon

Errors and omissions insurance

Technology E&O insurance is crucial for app developers. It can cover legal expenses related to the quality of your work, such as a lawsuit over an app not working as promised.

  • Late release of a mobile app
  • Errors in a mobile app
  • Accusations of negligence
Cyber liability insurance icon

Cyber liability insurance

This policy helps app development businesses survive data breaches and cyberattacks by helping to pay for recovery expenses and other associated costs.

  • Data breach lawsuits
  • Client notification expenses
  • Fraud monitoring costs
Fidelity bond icon

Fidelity bonds

This bond, also called an employee dishonesty bond, covers client accusations of employee theft, including theft by electronic funds transfer.

  • Employee theft or fraud
  • Unlawful data access by an employee
  • Illegal funds transfer by an employee
General liability insurance icon

General liability insurance

This policy covers risks that can affect any app developer, such as customer or client injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for mobile app developer businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance can cover property damage and medical bills in an accident involving your business-owned vehicle. It can also cover vehicle theft and weather damage.

  • Car accidents
  • Vandalism and theft
  • Weather damage
Looking for different coverage? See more policies.

Why do app developers need insurance?

Whether you work at home or in an office, your mobile app could end up on thousands of smartphones. That’s fantastic – but also a huge liability. Mobile app developer insurance protects against lawsuits over errors in code, missed deadlines, and other incidents or injuries that could cause a setback.

How much does technology business insurance cost?

IT worker making calculations.

Several factors will have an impact on insurance costs, including:

  • Business equipment and property
  • Services offered by your app development company
  • Revenue
  • Location
  • Number of employees
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Smartphone / Mobile Phone / Tablet Application Development