Nurse contractors, traveling nurses, and nurse practitioners face numerous risks each day. Insurance for nurses can cover injuries from lifting patients, accusations of negligence, and more.
These policies provide coverage for the most common risks for nurses.
A business owner’s policy combines commercial property and general liability insurance. A BOP is often the most cost-effective commercial insurance for nurses.
This policy covers common risks for nurses, such as an elderly patient slipping and breaking a hip. Bundle with property insurance for savings in a business owner’s policy.
Professional liability insurance, also called malpractice insurance, covers legal expenses if a patient files a lawsuit against a nurse for an error like administering the wrong medication.
Most states require workers' comp for nursing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
While running a nursing practice can be an incredibly rewarding experience, it also leaves you vulnerable to risks. From employee injuries to malpractice lawsuits, insurance for nurses helps cover the cost of unexpected incidents. Some policies, such as workers' compensation for employees, are required by law.