Business Insurance for Nurses

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Save money by comparing business insurance quotes for nurses

Nurse contractors, traveling nurses, and nurse practitioners face numerous risks each day. Insurance for nurses can cover injuries from lifting patients, accusations of negligence, and more.

Compare quotes from top-rated U.S. carriers

Nurses can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do nurses need?

These policies provide coverage for the most common risks for nurses.

Business owner’s policy

A business owner’s policy combines commercial property and general liability insurance. A BOP is often the most cost-effective commercial insurance for nurses.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Damaged business property

General liability insurance

This policy covers common risks for nurses, such as an elderly patient slipping and breaking a hip. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Libel or slander lawsuits

Professional liability insurance

Professional liability insurance, also called malpractice insurance, covers legal expenses if a patient files a lawsuit against a nurse for an error like administering the wrong medication.

BEST FOR

Failure to deliver promised services
Accusations of negligence
Mistakes or oversights

Workers’ compensation insurance

Most states require workers' comp for nursing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Looking for different coverage? See more policies.

Why do nurses need insurance?

While running a nursing practice can be an incredibly rewarding experience, it also leaves you vulnerable to risks. From employee injuries to malpractice lawsuits, insurance for nurses helps cover the cost of unexpected incidents. Some policies, such as workers' compensation for employees, are required by law.

See business insurance requirements for nurses in your state

Choose your state to learn about insurance requirements for nurses.

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How much does business insurance cost for healthcare professionals?

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Several factors will have an impact on insurance costs, including:

Healthcare services offered
Medical equipment and property
Revenue
Location
Number of employees

View Costs

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