Working as a nurse can be a rewarding experience, but it also leaves you vulnerable to risks. Be aware that your employer's insurance, or that of a temporary agency, may not protect you. Business insurance provides peace of mind and financial protection against lawsuits and injuries that might otherwise overwhelm your small business.
These policies cover risks faced by registered nurses and nurse practitioners.
This policy helps pay for lawsuits from common accidents, such as an elderly patient who trips and breaks a hip. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for RNs, LPNs, and other nursing professionals to combine commercial property insurance with a general liability insurance policy.
Most states require workers' comp for nursing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Professional liability coverage, also called medical malpractice insurance, covers attorney's fees and other expenses if a patient sues a nurse for an error, such as administering the wrong medication.
Most states require commercial auto insurance for vehicles owned by a nurse's business. It helps cover the cost of an accident involving your business vehicle.
This policy helps nurses pay costs associated with data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
It's easy to get nurse malpractice insurance and other policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for registered nurses and nurse practitioners, whether you work independently or hire employees.