Business Insurance for Nurses

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A happy nurse with a stethoscope covering an elderly man with a blanket in a nursing home.
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Nurse contractors, traveling nurses, and nurse practitioners face numerous risks each day. Insurance for nurses can cover injuries from lifting patients, accusations of negligence, and more.

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Compare quotes from top-rated U.S. carriers

Nurses can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do nurses need?

These policies provide coverage for the most common risks for nurses.

Business owner’s policy icon

Business owner’s policy

A business owner’s policy combines commercial property and general liability insurance. A BOP is often the most cost-effective commercial insurance for nurses.

BEST FOR
  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common risks for nurses, such as an elderly patient slipping and breaking a hip. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged patient property
  • Libel or slander lawsuits
Professional liability insurance icon

Professional liability insurance

Professional liability insurance, also called malpractice insurance, covers legal expenses if a patient files a lawsuit against a nurse for an error like administering the wrong medication.

BEST FOR
  • Failure to deliver promised services
  • Accusations of negligence
  • Mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Nearly every state requires workers' comp for nurse practitioner practices and agencies with employees. It covers medical fees and lost wages for work-related injuries and illnesses.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage? See more policies.
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See business insurance requirements for nurses in your state

Choose your state to learn about insurance requirements for nurses.

How much does business insurance cost for healthcare professionals?

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Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do nurses need insurance?

While running a nursing practice can be an incredibly rewarding experience, it also leaves you vulnerable to risks. From employee injuries to malpractice lawsuits, nursing liability insurance can help mitigate the high cost of unexpected incidents.

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