Workers’ compensation insurance in Colorado is required for all employees of public or private businesses. Generally, any person who performs work or services is presumed to be an employee. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in Colorado must be covered by commercial auto insurance. Colorado requires $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $15,000 property damage liability per accident.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
This policy is important for all Colorado businesses. It covers common risks, including customer property damage and injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance, protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and missed deadlines.
This policy helps Colorado businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
This policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for a Colorado business.
Workers’ compensation insurance is required in Colorado for every business that has employees. It can cover medical costs for work-related injuries.
This policy is required for business-owned vehicles in Colorado. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
In Colorado, insurance agents, agencies, and brokers are licensed by the Colorado Division of Insurance. Insureon is licensed in Colorado as Insureon Colorado LLC (license number 481838) and as BIN Insurance Holdings LLC (license number 354233) for property and casualty insurance and for surplus lines. You can verify our licensure with the Sircon Corp. Verification System by selecting Colorado, Agency, and then entering either of our Colorado state license numbers into the field marked "License Number."