Handyman Business Insurance

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Save money by comparing handyman business insurance quotes

From auto accidents to defects in your repair work, your small business is exposed to numerous daily risks. Handyman insurance can cover damage to a company car, legal bills, and more.

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Choose the best rate and coverage

Handymen and handywomen can compare business insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of business insurance do handymen and handywomen need?

These policies provide liability and property coverage for the most common risks handypeople face.

General liability insurance icon

General liability insurance

This policy covers basic handyman risks, such as damage to a sink during a household repair. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for handyman businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers injuries and property damage in accidents involving vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR
  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a handyperson's hammers, saws, drills, wrenches, and other tools if they are lost, stolen, or damaged.

BEST FOR
  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does handyman insurance cost?

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Several factors will have an impact on insurance costs, including:

  • Handyman services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
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"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
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"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
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Why do handymen and handywomen need business insurance?

From major repairs to household maintenance, you know what it takes to get a job done right. However, even the best handyperson can trip over a ladder or accidentally break an appliance. Handyman insurance can cover expenses related to employee injury, accidental damage to client property, and more.

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