From auto accidents to defects in your repair work, your small business is exposed to numerous daily risks. Handyman insurance can cover damage to a company car, legal bills, and more.
These policies cover common risks of handyman repair and maintenance work.
This policy covers basic handyman risks, such as accidental damage to a sink during a household repair. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for handyman businesses that have employees. It can cover medical bills for work-related injuries.
This policy covers third-party injuries and property damage in accidents involving work vehicles. It can also cover vehicle theft, vandalism, and weather damage.
This policy helps pay for repair or replacement of a handyperson's hammers, saws, drills, wrenches, and other tools if they are lost, stolen, or damaged.
From major repairs to household maintenance, you know what it takes to get a job done right. However, even the best handyperson can trip over a ladder or accidentally break an appliance. Handyman insurance can cover expenses related to employee injury, accidental damage to client property, and more.