Pressure washing insurance can help cover expenses if your equipment damages a home, an employee falls off a ladder, or you get into a car accident on the way to a job site.
These policies provide coverage for the most common pressure washing risks.
General liability insurance protects pressure washing businesses against common third-party risks, such as a customer tripping over a hose and ending up in the ER.
Workers’ compensation insurance is required in almost every state for pressure washing businesses that have employees. It covers medical costs for work injuries.
Commercial auto insurance covers legal bills, medical expenses, and repairs if your pressure washing vehicle is involved in an auto accident. It also covers vehicle theft and vandalism.
A business owner's policy, or BOP, is a cost-effective way for pressure washing companies to buy general liability insurance and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits on a pressure washing company's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond. They protect pressure washing businesses against losses caused by a dishonest employee, such as theft of client property.
The forceful spray from a pressure washer could easily damage your customer's siding, or even cause an injury. That's why pressure washing business insurance is so important. It helps pay for legal expenses, medical bills, and repair costs that could otherwise sink your business.