A pressure washer's forceful spray could easily damage the siding on a home, or even cause an injury. That's one reason business insurance is so important. It helps pay for legal expenses, medical bills, and repair costs that could otherwise sink your business.
These insurance policies cover the most common risks of pressure washing.
A commercial general liability policy provides financial protection against common third-party risks, such as a customer tripping over a hose and ending up in the ER.
Most states require workers' comp for pressure washing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers legal bills, medical expenses, and repairs if your pressure washing vehicle is involved in an auto accident. It also covers vehicle theft and vandalism.
A BOP is a cost-effective way for pressure washing contractors and businesses to buy general liability coverage and commercial property insurance together.
Commercial umbrella insurance boosts the policy limits on a pressure washing company's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond. They protect pressure washing businesses against losses caused by a dishonest employee, such as theft of client property.
It's easy to get pressure washing insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find the right coverage for your pressure washing or power washing business, whether you work independently or hire employees.