Pressure Washing Business Insurance

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Pressure Washing
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Find the right insurance for your pressure washing business

Pressure washing insurance can help cover expenses if your equipment damages a home, an employee falls off a ladder, or you get into a car accident on the way to a job site.

Worker pressure washing a driveway.
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Insureon helps pressure washing businesses compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do pressure washing businesses need?

These policies provide coverage for the most common pressure washing risks.

General liability insurance icon

General liability insurance

General liability insurance protects pressure washing businesses against common third-party risks, such as a customer tripping over a hose and ending up in the ER.

  • Accidental property damage
  • Customer slip-and-fall injuries
  • Lawsuits over social media posts
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Workers’ compensation insurance

Most states require workers' comp for pressure washing businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial lost wages
  • Employee injury lawsuits
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Commercial auto insurance

Commercial auto insurance covers legal bills, medical expenses, and repairs if your pressure washing vehicle is involved in an auto accident. It also covers vehicle theft and vandalism.

  • Lawsuits stemming from auto accidents
  • Vehicle theft
  • Vehicle damage
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for pressure washing companies to buy general liability insurance and commercial property insurance together.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Damaged pressure washing equipment
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Commercial umbrella insurance boosts the policy limits on a pressure washing company's general liability, commercial auto, and employer's liability insurance.

  • Customer injury lawsuits
  • Company vehicle accidents
  • Lawsuits over employee injuries
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Janitorial bonds

Janitorial bonds are a type of surety bond. They protect pressure washing businesses against losses caused by a dishonest employee, such as theft of client property.

  • Property theft
  • Stolen money
  • False accusations of theft
Looking for different coverage? See more policies.

Why do pressure washers need insurance?

The forceful spray from a pressure washer could easily damage your customer's siding, or even cause an injury. That's why pressure washing business insurance is so important. It helps pay for legal expenses, medical bills, and repair costs that could otherwise sink your business.

How much does insurance cost for cleaning professionals?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

  • Cleaning services offered
  • Business equipment and property, such as company vehicles
  • Revenue
  • Location
  • Number of employees
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