Pressure Washing Business Insurance

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Pressure Washing

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Find the right insurance for your pressure washing business

Pressure washing insurance can help cover expenses if your equipment damages a home, an employee falls off a ladder, or you get into a car accident on the way to a job site.

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What types of insurance do pressure washing businesses need?

These policies provide coverage for the most common pressure washing risks.

General liability insurance

General liability insurance protects pressure washing businesses against common third-party risks, such as a customer tripping over a hose and ending up in the ER.

BEST FOR

Accidental property damage
Customer slip-and-fall injuries
Lawsuits over social media posts

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for pressure washing businesses that have employees. It covers medical costs for work injuries.

BEST FOR

Employee medical expenses
Partial lost wages
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers legal bills, medical expenses, and repairs if your pressure washing vehicle is involved in an auto accident. It also covers vehicle theft and vandalism.

BEST FOR

Lawsuits stemming from auto accidents
Vehicle theft
Vehicle damage

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for pressure washing companies to buy general liability insurance and commercial property insurance together.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Damaged pressure washing equipment

Commercial umbrella insurance

Commercial umbrella insurance boosts the policy limits on a pressure washing company's general liability, commercial auto, and employer's liability insurance.

BEST FOR

Customer injury lawsuits
Company vehicle accidents
Lawsuits over employee injuries

Janitorial bonds

Janitorial bonds are a type of surety bond. They protect pressure washing businesses against losses caused by a dishonest employee, such as theft of client property.

BEST FOR

Property theft
Stolen money
False accusations of theft

Looking for different coverage? See more policies.

Why do pressure washers need insurance?

The forceful spray from a pressure washer could easily damage your customer's siding, or even cause an injury. That's why pressure washing business insurance is so important. It helps pay for legal expenses, medical bills, and repair costs that could otherwise sink your business.

How much does insurance cost for cleaning professionals?

Woman with clipboard calculating cost of insurance for her cleaning business.

Several factors will have an impact on insurance costs, including:

Cleaning services offered
Business equipment and property, such as company vehicles
Revenue
Location
Number of employees

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