Louisiana Insurance License: 512282

According to the Louisiana Economic Development website, Louisiana was ranked second in the nation for economic growth potential in 2013 by Business Facilities magazine. It also holds the title for the number-one export state in America, giving businesses with international leanings a distinct advantage.

In other words, there’s a lot for new and prospective business owners to like about the Pelican State. Not to mention that in 2012, the Tax Foundation ranked Louisiana as the state with the second-lowest tax burden for new businesses.

The low cost of business and the low cost of living make Louisiana prime real estate for entrepreneurs. But before your investment can really get off the ground, you’ll need a solid small business insurance plan to protect it and help it grow.

Louisiana Business Insurance Savings Tips

  • You can save money on your Workers’ Compensation premiums by excluding yourself, your partners, your corporate officers, and / or LLC members from coverage.
  • If you are planning to rent workspace, don’t overlook Property Insurance – you still have exposures. Your landlord’s policy probably only protects the structure you rent, not the business property you keep inside. You’ll need a contents-only Commercial Property Insurance policy to close that gap in coverage.
  • You can save money on your Property Insurance premiums by choosing cash-value coverage over replacement-value coverage. A cash-value policy is less expensive because it reimburses you for the depreciated cost of your property, not its current fair-market value.

Louisiana Business Insurance Licensure Information

In Louisiana, insurance agents, agencies and brokers are licensed by the Louisiana Department of Insurance. Insureon is licensed in Louisiana as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #512282) and for Surplus Lines (License #512282). Click to verify our licensure with the Louisiana Department of Insurance Producer / Adjuster Search.

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