Louisiana's Workers' Compensation Insurance Law
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Workers' Compensation Laws in Louisiana

All employers must provide Workers' Compensation Insurance for their employees, whether they are part-time, contractors, or full-time workers. Some professions are exempt (see below). Business owners must also show proof that they have the financial means to carry Louisiana Workers' Comp coverage.

LA Workers' Comp: Key Details

  • Sole proprietors, partners, corporate officers, and LLC members are included in Workers' Compensation coverage, but can elect to be excluded.
  • Exceptions to Louisiana's Workers' Comp laws are:
    • Any employee of a private residential householder or of a private unincorporated farm.
    • Musicians and performers whose services are related to a performance contract.
    • Employees covered by the Federal Employer's Liability Act, the Longshoremen's and Harbor Workers' Compensation Act, and the Jones Act.
    • Any employer acting as a common carrier while engaged in interstate or foreign trade by railroad.
    • The crews of any airplane working in dusting or spraying operations.
    • Unpaid officers and members of boards of directors of certain nonprofit organizations.
    • All real estate brokers or sales agents licensed to do business in the State of Louisiana.
    • Any person whose work duties include the exploration, development, production, or transportation of minerals.
  • You can purchase Workers' Comp through a private insurance company or through Louisiana Workers Compensation Corporation, a competitive state-administered fund.  If eligible, your business may also self-insure.

Want more information on Louisiana's Workers' Compensation laws? Visit the Louisiana Workforce Commission.

Workers' compensation insurance: Further reading

See Workers' Comp Laws Where You Live