Laws in Washington, D.C. require businesses with one or more employees to carry workers’ compensation insurance. Sole proprietors can purchase workers’ comp for themselves, but are not required to unless they have employees. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in Washington, D.C. must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Washington, D.C.'s commercial auto insurance requirements are:
In Washington DC, Insureon is licensed as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 2883140). Verify our licensure with the National Association of Insurance Commissioners by selecting District of Columbia, Licensee, Business Entity, and then entering our NPN or license number.