A general liability policy is important for all Indiana businesses. It covers common risks, including customer injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance (E&O), protects businesses that offer professional services or expert advice. It covers lawsuits over mistakes and oversights.
This policy covers financial losses from data breaches and cyberattacks. It's recommended for Indiana businesses that handle credit cards and other sensitive data.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for an Indiana business.
Workers’ comp insurance is required for Indiana businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
The state of Indiana requires this insurance for business-owned vehicles. It covers injuries and property damage in an accident, along with vehicle theft and vandalism.
State laws can affect which business insurance coverage you need. These policies are required everywhere in Indiana, from Indianapolis to Fort Wayne.
This policy covers medical costs for work-related injuries and illnesses. It also provides disability benefits for injured Indiana workers.
Trucking companies may need additional business liability insurance to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill Indiana's requirements and your business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Indiana, insurance agencies, agents, and brokers are licensed by the Indiana Department of Insurance. Insureon is licensed in Indiana as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 699603) and for surplus lines (license number 702909).
You can verify our licensure with the Sircon Corp. Verification System by selecting Indiana, agency, and then entering either of our Indiana state license numbers.